Divorcing and Want to Keep the House? This Is the Fastest Way to Refinance a Buyout in Ontario If you’re divorcing and want to keep the house , the biggest hurdle is usually the spousal buyout refinance —and for many Ontario homeowners in 2026, banks are simply too slow, too strict, or outright... Home Equity Lendworth
Renovating Your Home This Spring? Here’s How GTA Homeowners Are Funding It Fast “How do I pay for my renovation without dealing with bank delays?” Whether you’re planning a new basement apartment , upgrading your home’s value, or tackling major construction, Lendworth helps homeo... Home Equity Lendworth
Second Mortgage Toronto: How Homeowners Are Getting Approved Without Banks Between stricter stress tests, frozen HELOCs, rising renewal payments, and tighter income verification, many perfectly capable homeowners are being blocked from accessing their own equity . But there’... Economy Lendworth Mortgage Investing Real Estate
Private Mortgage vs Bank Loan in Toronto (2026 Reality) If you don’t fit inside a bank’s box — you don’t get approved. Even with strong equity, solid property values, and years of ownership, banks are rejecting borrowers at record levels. Meanwhile, privat... Economy Interest Rates Lendworth
“It’s Going to Get Worse in Ontario”: What Experts Say Will Happen to the Housing Market in 2026 After two straight years of declining prices, leading economists and mortgage experts are warning that 2026 could bring even more pressure , particularly across Toronto and the Greater Toronto Area (G... Lendworth Real Estate
Second Mortgage vs HELOC — What’s Better in 2026? But in 2026 , the rules have changed. Across Ontario, homeowners are discovering a hard truth: 👉 Most can’t qualify for a HELOC anymore — but still qualify for a second mortgage. Here’s what you need ... Home Equity Lendworth
Mortgage Renewal Shock 2026 — Why Payments Are Exploding & What Homeowners Are Doing Instead Thousands of Ontario homeowners are experiencing Mortgage Renewal Shock — monthly payments jumping 30–60% overnight as ultra-low rates from 2021–2022 expire. Why Renewal Shock Is Hitting So Hard 1.7% ... Home Equity Lendworth
CRA Tax Arrears Mortgage: How Ontario Homeowners Are Using Home Equity to Stop CRA Action Across Toronto, Vaughan, the GTA, and Southern Ontario , homeowners are quietly using CRA tax arrears mortgages to pay off tax debt, remove liens, and protect their homes before CRA escalates enforcem... Home Equity Lendworth
“Help With My Mortgage” Is Exploding in 2026 — Here’s What Canadian Homeowners Are Doing About It Search volume for these exact phrases has surged to levels not seen since the 2009 financial crisis . And in January 2026, the reason is clear: higher payments, tighter bank rules, and a wave of homeo... Lendworth
What Trending Headlines Reveal About Mortgages, Investments & Wealth Decisions in 2026 Right now, the internet is flooded with spikes around entertainment, sports, global news, and sudden financial windfalls — from his and hers Netflix binges and people we meet on vacation searches, to ... Home Equity Lendworth
Nearly Half of GTA Homes Didn’t Sell in 2025 — What This Market Shift Means for Homeowners A new market report shows that nearly 50% of homes listed in the Greater Toronto Area (GTA) in 2025 didn’t sell — making last year one of the weakest real estate markets in over two decades. For homeo... Lendworth Real Estate
The Bank Stress Test Is Quietly Blocking Toronto Homeowners — Here’s the Equity Workaround Everyone’s Using They have equity. They make their payments. But the bank still says no. The reason? Canada’s mortgage stress test — a rule that was designed for risk control, but is now quietly blocking everyday home... Home Equity Lendworth