Business Loans Secured by Home Equity in Ontario
Need capital for your business — fast?
Lendworth provides private business loans secured by home equity, offering clear lending decisions, fast closings, and flexible terms when banks move too slowly..
Lendworth for Business Loans
Traditional banks often say no to business loans.
Rates starting at 10.99%
24–48 hour closings (often same day depending on lawyers)
Short-term flexible terms (1–6 months typical)
No income proof required
No minimum credit score
Equity-based approvals
Ontario-wide coverage, including GTA, Vaughan, Toronto, York Region, Peel, Durham, Simcoe
Fast communication, simple documentation
Whether you’re growing, stabilizing, or seizing an opportunity — we help you access capital now.
What are Business Loans?
A business loan using home equity.
Business expansion or growth
Operating capital and cash flow
Paying suppliers or contractors
Covering payroll or tax obligations
Purchasing equipment or inventory
Refinancing short-term or high-interest debt
Business acquisitions or buyouts
You keep ownership of your home. The loan is secured by a registered mortgage.
How Much Can You Borrow?
We lend based on equity, not income.
Loan Amounts: $50,000 – $3,000,000+
LTV: Up to 80% combined
Rates: Starting from 10.99%
Short-term terms typically ranging from 3–12 months
Properties: Residential homes, townhomes, semis, condos, multi-residential (case-by-case)
We understand the urgency — approvals and commitments issued same day in most cases.
Our Lending Criteria.
Straightforward and flexible.
Property must have equity
Located within GTA, Vaughan, Toronto, York Region (others case-by-case)
Appraisal or valuation required
Credit issues are not a dealbreaker
Income proof not required
Must have a clear exit strategy (sale or refinance)
If you’re in a time-sensitive situation — we’re your fastest option.
Trusted by Ontario business owners who need fast, equity-based lending solutions.
Lendworth helps you secure your next property with a smooth, stress-free process.
Top Business Loan questions answered
Secure fast loan when you need it for your business
A private loan secured against your home to fund business needs.
Most borrowers receive conditional approval the same day and funding within 48 hours, depending on lawyer availability.
This speed makes Lendworth one of the most reliable private business financing options in Ontario when deals must close quickly.
No. Approval is based on property equity.
Your credit score is not a major factor for private business financing.
Lendworth focuses on:
• Your property’s equity
• Your timeline
• Your closing dates
• Your exit plan
This makes bridge loans accessible even with bruised or low credit.
Lendworth typically lends up to 75% loan-to-value (LTV) depending on location and property type.
Most homeowners qualify for enough to cover:
• Business start up
• Operating expenses
• Payroll costs
• Temporary cash flow needs
Why Borrowers Trust Lendworth
We are a GTA-based private mortgage lender committed to transparency, fast turnaround, and strong investor-backed lending. Our approvals rely on real-world property values, ensuring you receive a fair and accurate offer every time.
Backed by Lendworth MIC’s disciplined underwriting process, we focus on capital preservation, efficient execution, and five-star service.