Business Loans
Need capital for your business — fast?
Traditional banks are slow, restrictive, and heavily income-driven.
Lendworth provides private Business Loans secured by home equity, with fast approvals, simple requirements, and no bank delays.
Lendworth for Business Loans
Traditional banks often say no to business loans.
Rates starting at 12.99%
24–48 hour closings (often same day depending on lawyers)
Short-term flexible terms (1–6 months typical)
No income proof required
No minimum credit score
Equity-based approvals
Ontario-wide coverage, including GTA, Vaughan, Toronto, York Region, Peel, Durham, Simcoe
Fast communication, simple documentation
Whether you’re growing, stabilizing, or seizing an opportunity — we help you access capital now.
What are Business Loans?
A business loan using home equity.
Business expansion or growth
Operating capital and cash flow
Paying suppliers or contractors
Covering payroll or tax obligations
Purchasing equipment or inventory
Refinancing short-term or high-interest debt
Business acquisitions or buyouts
You keep ownership of your home. The loan is secured by a registered mortgage.
How Much Can You Borrow?
We lend based on equity, not income.
Loan Amounts: $50,000 – $3,000,000+
LTV: Up to 80% combined
Rates: Starting from 10.99%
Terms: 1–6 months (extendable if needed)
Properties: Residential homes, townhomes, semis, condos, multi-residential (case-by-case)
We understand the urgency — approvals and commitments issued same day in most cases.
Our Lending Criteria.
Straightforward and flexible.
Property must have equity
Located within GTA, Vaughan, Toronto, York Region (others case-by-case)
Appraisal or valuation required
Credit issues are not a dealbreaker
Income proof not required
Must have a clear exit strategy (sale or refinance)
If you’re in a time-sensitive situation — we’re your fastest option.
Trusted by Ontario businesses who need fast, flexible bridge loan solutions.
Lendworth helps you secure your next property with a smooth, stress-free process.
Top Business Loan questions answered
Secure fast loan when you need it for your business
A private loan secured against your home to fund business needs.
Most borrowers receive conditional approval the same day and funding within 48 hours, depending on lawyer availability.
This speed makes Lendworth one of the most reliable private business financing options in Ontario when deals must close quickly.
No. Approval is based on property equity.
Your credit score is not a major factor for private business financing.
Lendworth focuses on:
• Your property’s equity
• Your timeline
• Your closing dates
• Your exit plan
This makes bridge loans accessible even with bruised or low credit.
Lendworth typically lends up to 75% loan-to-value (LTV) depending on location and property type.
Most homeowners qualify for enough to cover:
• Business start up
• Operating expenses
• Payroll costs
• Temporary cash flow needs
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Whether you’re exploring first mortgages, looking to tap additional equity through a second mortgage, or preparing for a new property with a purchase mortgage, Lendworth offers fast, flexible solutions for every situation. Homeowners who want to lower payments often choose a refinance, while those needing revolving access to funds may benefit from a home equity line of credit (HELOC). If you're buying before selling, our bridge loans provide seamless short-term financing, and borrowers with unique properties can take advantage of specialized land loans. For major renovations or new builds, our construction loans offer staged funding designed to keep your project moving without delay.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Whether you need fast access to equity through private lending, flexible solutions designed for self-employed borrowers, or a clear path to debt consolidation, Lendworth provides efficient, borrower-focused options for every situation. Homeowners facing urgent timelines can rely on our support to stop power of sale, manage mortgage arrears, or secure specialized probate and estate loans during challenging transitions. When unexpected expenses arise, our emergency loans offer rapid funding, and clients navigating separation can benefit from our tailored divorce buyout loans that help preserve stability and protect their homeownership goals. Check our FAQs for more information.
Why Borrowers Trust Lendworth
We are a GTA-based private mortgage lender committed to transparency, fast turnaround, and strong investor-backed lending. Our approvals rely on real-world property values, ensuring you receive a fair and accurate offer every time.
Backed by Lendworth MIC’s disciplined underwriting process, we focus on capital preservation, efficient execution, and five-star service.