✽ Serving Ontario
Equity-Based Financing for Farmers
Fast Approvals
Same-day decisions with funding in as little as 24–48 hours.
Equity-Based Approval
No credit score or income documents needed — we lend on equity.
Cash Now
Cover unexpected expenses, arrears, repairs, or urgent bills.
What Can a Farm Loan Be Used For?
Farmer funding is flexible — if it matters to you, we can likely finance it.
✔ Farm equipment purchases
✔ Operating capital and cash flow
✔ Refinancing existing farm debt
✔ Tax arrears (CRA)
✔ Buying out family or partners
✔ Land acquisition
✔ Insurance shortfalls
✔ Improvements or repairs
✔ Bridge financing between sales
Home Equity Lines
Flexible Access to Your Home’s Equity Anytime
First Mortgages
Fast, Flexible Financing When Banks Say No
Second Mortgages
Tap Into Your Equity for Cash Flow for Debt Relief.
Bridge Loans
Bridge Your Debt Before Selling Your Home.
Who Qualifies?
Designed for Borrowers Who Don’t Fit Traditional Bank Requirements.
Own farmland or rural property in Ontario
Have 20–30% equity
Are self-employed or have seasonal income
Use aggressive tax write-offs
Have credit challenges
Need fast access to capital
How it works?
Apply Online
Submit your basic details — no documents needed upfront.
Receive Your Approval
We assess your equity and property value, not your credit score.
Get Funded Fast
Funds are released once documents/appraisal are completed.
Trusted by Ontario Farmers Who Need Fast, Flexible Emergency Loan Solutions.
Lendworth delivers the money you need — quickly.
Top Farmer Loan questions answered
Apply for a farmer mortgage in minutes
No. We lend based on equity, not income statements.
Yes. First and second positions are available.
Yes, depending on zoning, property value, and equity.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Lendworth approves Ontario farmers quickly based on equity — not complicated bank rules.
Ready for Fast, Flexible Financing?