✽ Serving Ontario
Equity-Based Financing for Farmers
Fast Decisions
Same-day lending decisions with funding often completed within 24–48 hours.
Equity-Based Review
Decisions are based on land value and available equity — not credit score or income alone.
Access to Capital
Cover operating needs, repairs, refinancing, or time-sensitive expenses.
What Can a Farm Loan Be Used For?
Farmer funding is flexible — if it matters to you, we can likely finance it.
✔ Farm equipment purchases
✔ Operating capital and cash flow
✔ Refinancing existing farm debt
✔ Tax arrears (CRA)
✔ Buying out family or partners
✔ Land acquisition
✔ Insurance shortfalls
✔ Improvements or repairs
✔ Bridge financing between sales
Lendworth provides fast farmer loans in Ontario, offering equity-based financing for farmland, rural residential, and agricultural properties without relying on crop yields, income statements, or bank lending ratios. Whether you need capital for farm equipment, operating cash flow, refinancing existing farm debt, land acquisition, CRA tax arrears, or family buyouts, we lend strictly on land value and available equity.
As a direct private mortgage lender serving Ontario, Lendworth delivers same-day lending decisions, with funding commonly completed within 24–48 hours once requirements are satisfied.
Home Equity Lines
Flexible Access to Your Home’s Equity Anytime
First Mortgages
Fast, Flexible Financing When Banks Say No
Second Mortgages
Tap Into Your Equity for Cash Flow for Debt Relief.
Bridge Loans
Bridge Your Debt Before Selling Your Home.
Who Qualifies?
Designed for Borrowers Who Don’t Fit Traditional Bank Requirements.
Own farmland or rural property in Ontario
Have 20–30% equity
Are self-employed or have seasonal income
Use aggressive tax write-offs
Have credit challenges
Need fast access to capital
How it works?
Request a Review
Share basic property and land details — we’ll outline next steps clearly.
Receive Your Decision
We review land value, property type, and equity to determine viable lending options.
Get Funded Fast
Funds are released once documents/appraisal are completed.
Trusted by Ontario Farmers Who Need Flexible, Equity-Based Financing Solutions.
Lendworth delivers the money you need — quickly.
Top Farmer Loan questions answered
Request a farmer loan review
No. We lend based on equity, not income statements.
Yes. First and second positions are available.
Yes, depending on zoning, property value, and equity.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Lendworth helps Ontario farmers access equity-based private lending — without complicated bank rules.
Ready for Fast, Flexible Financing?