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Second Mortgages

Get approved for a private second mortgage in as little as 24 hours, even with bruised credit, past late payments, or urgent financial needs.

Lendworth specializes in equity-based second mortgages designed for homeowners who need fast, flexible financing without bank delays.

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Second Mortgages
Lendworth Second Mortgage?

Equity lending that works for real people.

  • Rates starting from 9.99%

  • Easy approval — credit challenges welcome

  • Up to 80% combined LTV (case-by-case)

  • Lightning-fast funding — 24 to 48 hours

  • Flexible proof of income requirements

  • Clear terms, no surprises, no hidden fees

  • Servicing Ontario homeowners across GTA, Vaughan, Toronto, York Region


    • We lend based on the equity in your home, not the complexity of your income.

Second Mortgage Right for You?

A second mortgage is ideal if you want to.

  • Consolidate high-interest debt

  • Pay off credit cards or lines of credit

  • Stop collection calls or avoid bankruptcy

  • Catch up on mortgage arrears or property tax arrears

  • Renovate or invest in your home

  • Fund a business or investment opportunity

  • Cover emergency expenses or bridge short-term cash flow

  • Access money without breaking your low-rate first mortgage


    • If your property has equity — you likely qualify.

How Much Can You Borrow?

Your home’s equity determines your approval.

  • Loan amounts: $25,000 – $1,000,000+

  • Combined LTV: Up to 80% depending on location & risk

  • Terms: 6–24 months

  • Rates: Starting from 9.99%

  • Property Types: Residential single-family homes, townhomes, semis, condos (case-by-case), investment properties


    • We prioritize location, liquidity, and realistic valuations.

Our Lending Criteria.

Simple, fast, transparent.

  • Ontario homeowners with equity

  • Minimum property value: $400,000 (city-dependent)

  • Strong preference for GTA, Vaughan, Toronto, York Region, Peel, Durham, Halton

  • Appraisal may be required (same-day approvals available)

  • No minimum credit score required


    • If you’ve been turned down elsewhere — we can likely help.

Why Borrowers Trust Lendworth

We are a GTA-based private mortgage lender committed to transparency, fast turnaround, and strong investor-backed lending. Our approvals rely on real-world property values, ensuring you receive a fair and accurate offer every time.

Backed by Lendworth MIC’s disciplined underwriting process, we focus on capital preservation, efficient execution, and five-star service.

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