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Debt Consolidation Using Home Equity in Ontario

Lower your monthly payments, eliminate high-interest debt, and get approved fast with a home equity loan or second mortgage.

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✽  Serving Ontario

Why Home Equity Debt Consolidation Works

1

Lower Payments

Replace high-interest debt with one affordable payment.

2

No Credit Requirements

Approval based on equity — not credit score.

3

Fast Relief

Same-day approvals with funding in as little as 24 hours.

What Debts Can You Consolidate?

If high-interest debt is overwhelming you, using your home’s equity can provide a fast, affordable solution.


Credit card debt

Personal loans

 Lines of credit


Consumer Proposals

Collections

CRA tax arrears


High-interest loans

Overdue bills

Business debt

Home Equity Lines

Flexible Access to Your Home’s Equity Anytime

First Mortgages

Fast, Flexible Financing When Banks Say No

Second Mortgages

Tap Into Your Equity for Cash Flow for Debt Relief.

Bridge Loans

Bridge Your Debt Before Selling Your Home.

Who Qualifies?

Designed for Borrowers Who Don’t Fit Traditional Bank Requirements.



Own a home in Ontario


Have 20–25% equity


Need fast or flexible mortgage options


Self-employed, bad credit, or non-traditional income


Bank declined you


Need to consolidate high-interest debt 

How it works?

Apply Online

Submit your basic details — no documents needed upfront.

Receive Your Approval

We assess your equity and property value, not your credit score.

Get Funded Fast

Funds are released once documents/appraisal are completed.

Areas We Fund

Lendworth provides private mortgage solutions across Ontario, including:


  • Toronto

  • Vaughan

  • Mississauga

  • Brampton

  • Markham

  • Richmond Hill

  • Hamilton

  • Barrie

  • Oshawa

  • London

  • And all surrounding areas

If your property is in Ontario, we can help.

Lendworth approves Ontario homeowners quickly based on equity — not complicated bank rules.

Ready for Fast, Flexible Financing?

What you will get


  Wonderful experience

  Quick Answers

  Fast Funding

Apply Now