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New Purchase Mortgage Ontario

Buying a home and need fast mortgage approval? We offer private purchase mortgages for all types of borrowers — including self-employed, bad credit, and buyers needing quick closings.

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Need a Purchase Mortgage?

Equity lending that works for real people.

  • Rates starting from 8.99%

  • Easy approval — credit challenges welcome

  • Up to 80% combined LTV (case-by-case)

  • Lightning-fast funding — 24 to 48 hours

  • Flexible proof of income requirements

  • Clear terms, no surprises, no hidden fees

  • Servicing Ontario homeowners across GTA, Vaughan, Toronto, York Region


    • We lend based on the equity in your home, not the complexity of your income.

Is Lendworth Right for You?

A Lendworth mortgage is ideal if you want to.

  • At least 20% down payment

  • Bad or limited credit okay

  • Self-employed or stated-income borrowers

  • New job, contract income, or commission-based

  • Bank decline or income mismatch

  • Buying a home fast (short closing)

  • Purchasing a rental or investment property


    • If you have a down payment and a property in mind, you likely qualify.

How Much Can You Borrow?

Your home’s equity determines your approval.

  • Loan amounts: $25,000 – $5,000,000+

  • Combined LTV: Up to 80% depending on location & risk

  • Terms: 6–24 months

  • Rates: Starting from 8.99%

  • Property Types: Residential single-family homes, townhomes, semis, condos (case-by-case), investment properties


    • We prioritize location, liquidity, and realistic valuations.

Our Lending Criteria.

Simple, fast, transparent.

  • Ontario homeowners with equity

  • Minimum property value: $400,000 (city-dependent)

  • Strong preference for GTA, Vaughan, Toronto, York Region, Peel, Durham, Halton

  • Appraisal may be required (same-day approvals available)

  • No minimum credit score required


    • If you’ve been turned down elsewhere — we can likely help.

Why Borrowers Trust Lendworth

We are a GTA-based private mortgage lender committed to transparency, fast turnaround, and strong investor-backed lending. Our approvals rely on real-world property values, ensuring you receive a fair and accurate offer every time.

Backed by Lendworth MIC’s disciplined underwriting process, we focus on capital preservation, efficient execution, and five-star service.

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