Home Equity Line of Credit
Access the funds you need with a private Home Equity Loan or HELOC-style line of credit, approved in as little as 24 hours.
Perfect for homeowners who need fast, flexible financing without bank delays or strict income rules.
Lendworth Home Equity Loan.
Traditional banks make HELOCs difficult.
Rates starting from 10.99%
Fast approvals — 24 to 48 hours
Low documentation requirements
Credit challenges are okay
No bank-style hoops or long waits
Flexible repayment options
Borrow only what you need, when you need it
Ontario-wide coverage (GTA, Vaughan, Toronto, York Region, Durham, Peel, Simcoe)
We lend primarily on equity, not credit score.
What Is a Home Equity Loan?
Borrow against the equity you have in your property.
You can use the funds for:
Debt consolidation
Renovations
Business capital
Emergency expenses
Property tax or mortgage arrears
Investment opportunities
Down payment on another property
Education costs
Divorce or legal matters
Your home equity becomes a powerful financial tool.
How Much Can You Borrow?
We lend based on value and liquidity.
Loan amounts: $25,000 – $1,500,000+
LTV: Up to 80% depending on location
Rates: Starting at 10.99%
Terms: 6–24 months or custom arrangements
Eligible Properties: Homes, townhomes, semis, condos (case-by-case), investment properties
GTA, Vaughan, Toronto, and York Region receive the fastest turnaround.
Who Qualifies?
You may qualify if:
You own a property in Ontario
You have available equity
You need funds quickly
You’re self-employed
You have bruised or low credit
You were declined by banks
You have income challenges
You want to consolidate high-interest debt
If you have equity, you’re likely approved.
Why Borrowers Trust Lendworth
We are a GTA-based private mortgage lender committed to transparency, fast turnaround, and strong investor-backed lending. Our approvals rely on real-world property values, ensuring you receive a fair and accurate offer every time.
Backed by Lendworth MIC’s disciplined underwriting process, we focus on capital preservation, efficient execution, and five-star service.