Skip to Content

Living Inheritance Loans in Ontario

Living Inheritance Loans allow Ontario homeowners to unlock their home equity during their lifetime to help children, grandchildren, or loved ones — without selling their home.

Apply Now

✽  Serving Ontario

Choose Us for Living Inheritance Loans

1

Approvals on Equity

Bad credit or missed payments are not a problem.

2

Fast Funding

Many arrears cases funded within 24–48 hours.

3

Stay In Your Home

You remain the owner. No forced sale. No loss of control.

Why Families Need Living Inheritance Loans

You don’t need income, credit, or final title transfer — we lend strictly based on property equity.


 Help with a down payment

 Assist with education

 Support a family


 Consolidate high-interest debt

 Cover medical expenses

 Provide early inheritance


 Avoid future estate pressure

✔ Stopping Power of Sale

 Tax and condo Arrears

Home Equity Lines

Flexible Access to Your Home’s Equity Anytime

First Mortgages

Fast, Flexible Financing When Banks Say No

Second Mortgages

Tap Into Your Equity for Cash Flow for Debt Relief.

Bridge Loans

Bridge Your Debt Before Selling Your Home.

Who Qualifies?

Designed for Borrowers Who Don’t Fit Traditional Bank Requirements.



Own a home in Ontario


Have 20–25% equity


Retired, self-employed, or fixed income


Credit challenges are acceptable


Want to help family now, not later


Need fast funding for any emergency 

How it works?

Apply Online

Submit your basic details — no documents needed upfront.

Receive Your Approval

We assess your equity and property value, not your credit score.

Get Funded Fast

Funds are released once documents/appraisal are completed.

Trusted by Ontario Families Who Need Fast, Flexible Living Inheritance Solutions.

Lendworth helps you access estate funds quickly and move forward.

Top Living Inheritance Loan questions answered

Access estate funds quickly — fast interitance loan approval.

You’re not required to be a certain age, and you maintain more flexibility and control.

No. Ownership stays with you unless you choose otherwise.

Yes — many options allow early repayment or refinancing.

More Loan Products We Offer

Explore more of our loan options below and find the one that best fits your needs.

Mortgage Solutions We Offer

We have a solution built around your home equity and your goals.

Lendworth approves Ontario homeowners quickly based on equity — not complicated bank rules.

Ready for Fast, Flexible Financing?

What you will get


  Wonderful experience

  Quick Answers

  Fast Funding

Apply Now