Land Loans
Financing raw land, vacant lots, and development sites can be difficult with banks.
Lendworth provides private land loans with fast approvals, equity-based underwriting, and flexible terms designed for real-world projects and timelines.
Lendworth for Land Loans
Common-sense, asset-based financing.
Rates starting from 12.99%
Fast approvals — 24 to 48 hours
Flexible terms (6–24 months)
We lend on raw land, serviced lots, rural parcels, and infill sites
Low documentation requirements
No credit score minimum
No income proof required
Ontario-wide (GTA, Vaughan, Toronto, York Region prioritized)
We understand land value — and we fund it quickly.
What Is a Land Loan?
A land loan allows you to borrow against:
Raw land
Vacant lots
Development parcels
Rural acreage
Future building sites
Subdivision or infill land
Lendworth provides short-term financing so you can buy, hold, service, or prepare land for future construction or resale.
How Much Can I Borrow?
Based on equity, zoning, location, and liquidity.
Loan Amounts: $50,000 – $5,000,000+
LTV: Typically 40–65% depending on land type & location
Rates: Starting at 12.99%
Terms: 6–24 months
Property Types: Raw land, development land, serviced lots, rural parcels
Prime markets like GTA, Vaughan, Toronto, York Region qualify for maximum leverage.
Our lending criteria
Clear and realistic.
Must have marketable land value
Zoning and intended use considered
Higher LTV for serviced or infill land
Location plays a key role (GTA strongest)
Appraisal or valuation required
Credit score not a major factor
No income stress test
Exit strategy required (sale, refinance, construction financing)
If the land is good, approval is fast.
Why Borrowers Trust Lendworth
We are a GTA-based private mortgage lender committed to transparency, fast turnaround, and strong investor-backed lending. Our approvals rely on real-world property values, ensuring you receive a fair and accurate offer every time.
Backed by Lendworth MIC’s disciplined underwriting process, we focus on capital preservation, efficient execution, and five-star service.