Private Mortgage Lender in Toronto — Home Equity & Second Mortgages
Equity-based private mortgage solutions for Toronto homeowners, including first mortgages, second mortgages, refinancing, and home equity loans.
Toronto Homeowners Choose Lendworth as Their Private Mortgage Lender
1
Efficient Lending Decisions in Toronto
We review files based primarily on property value and available equity rather than rigid bank stress tests. Many Toronto homeowners receive lending decisions the same day.
2
Equity-based Review
Past credit challenges, CRA arrears, or self-employed income do not automatically disqualify a file.
3
Funding in as little as 24 hours
We actively lend across North York, Etobicoke, Scarborough, Midtown, Downtown Toronto, and the GTA.
Private Mortgage Services in Toronto
Home Equity Loans
We provide personalized solutions to meet your unique needs. Our team works with you to ensure optimal results from start to finish.
First & Second Mortgages
Customer satisfaction is our priority. Our support team is always ready to assist, ensuring you have a smooth and successful experience.
Debt Consolidation
We offer cutting-edge products and services to tackle modern challenges. Leveraging the latest technology, we help you achieve your goals.
Refinance & Purchase Mortgages
With extensive experience and deep industry knowledge, we provide insights and solutions that keep you ahead of the curve.
Fast, Flexible Mortgage Solutions for Toronto Homeowners
Toronto is one of the most competitive real estate markets in Canada — and bank lending conditions have never been stricter. If your bank is slow, declining the file, or requiring extensive documentation, Lendworth provides alternative equity-based mortgage solutions designed for Toronto homeowners.
We offer equity-based mortgages designed for real life, not bank formulas. Whether you're in North York, Etobicoke, Scarborough, Downtown, Midtown, Beaches, High Park, or East York, we provide fast and flexible private lending solutions.
Serving Every Neighbourhood in Toronto
Good news — if you have equity, you likely qualify.
Downtown Toronto
North York
Etobicoke
Midtown
High Park
East York
And every neighbourhood in between.
Lendworth is a Toronto-based private mortgage lender serving homeowners across Toronto and the GTA.
Lendworth makes it fast, simple, and stress-free.
Top Toronto Mortgage questions answered
Learn how private mortgages work in Toronto
Yes. Lendworth funds a wide range of Toronto properties, including:
• Detached and semi-detached homes
• Condos and townhomes
• Multi-unit residential
• Investment and rental properties
If the property has solid equity and is located in Toronto or the GTA, we can usually find a solution—even when banks say no.
Timelines vary by property type, legal readiness, and appraisal availability. Many Toronto files receive decisions the same day, with funding often completed within 24–48 hours once requirements are satisfied.
This speed is ideal for firm offers, bidding wars, bridge financing, arrears, and urgent refinancing in the Toronto market.
For Toronto homeowners and investors, Lendworth offers:
• First and second mortgages
• Bridge loans for buy/sell gaps
• Debt consolidation using home equity
• Construction and renovation financing
• Power of Sale and arrears solutions
• Emergency home equity loans
All are equity-based, flexible, and tailored to Toronto’s fast-moving real estate market.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Need a Private Mortgage in Toronto? We’re Ready to Help.
Fast, flexible home equity solutions from a local private lender that understands Toronto.