Is Toronto Heading for a Mortgage Crisis? What Lenders Aren’t Saying (Yet) While headlines stay quiet and major banks downplay the risk, industry insiders are seeing the warning signs of a mortgage crisis forming beneath the surface . Homeowners are struggling, investors are... Lendworth
Why High-Value Homeowners Are Turning to Jumbo Equity Mortgages Banks love your property… …but they don’t love approving you for large mortgages. Self-employed? Business owner? Asset-rich but income-light? Divorcing? Renovating a luxury home? Needing $1M–$4M fast?... Lendworth
Waiting Months for an Insurance Cheque? Here’s the Loan Ontario Homeowners Don’t Know Exists (But Should). Reality? Insurance claims often take weeks, months, and sometimes over a year before money is released. Meanwhile: Contractors need deposits. Temporary housing is expensive. Mortgage and tax payments ... Lendworth
Can the Executor of an Estate Get a Mortgage? (Ontario 2026 Guide) One of the most common questions we hear at Lendworth is: “Can the executor of an estate get a mortgage on the property?” The short answer is: YES — but only under specific legal conditions. And if yo... Lendworth
Can’t Prove Your Income? Self-Employed Ontario Homeowners Have BETTER Options Your income looks “too low.” Your NOAs don’t match your real earnings. You write off expenses — because you’re smart. Your deposits fluctuate. Your accountant optimized your taxes… but the bank hates ... Lendworth
TFSA Limit Is Increasing to $7,000 in 2026 — Here’s Why Lendworth Investors Should Top Up Now For smart investors — especially those who prioritize tax-efficient, stable monthly income — this is a major opportunity. And for Lendworth shareholders, it’s the perfect moment to increase your TFSA ... Economy Lendworth
Is Ontario Heading for a Power-of-Sale Wave in 2026? Behind the scenes, lenders, brokers, and lawyers are quietly preparing for something Ontario hasn’t seen in more than a decade: a potential wave of Power-of-Sale listings. Here’s what’s really happeni... Lendworth Mortgage News
Top Renovations That Boost Home Value in 2026 — And How Lendworth Helps You Pay for Them Not all renovations increase your home value — but the right ones can add tens of thousands of dollars. Ontario homeowners are upgrading now more than ever, especially after several years of fluctuati... Home Equity Lendworth
How Mortgage Brokers Are Getting More Deals Funded — And Why Lendworth Is Becoming the Go-To Private Lender 2025 is one of the hardest funding environments we’ve ever seen. A-lenders are tightening. B-lenders are over-scrutinizing. Clients are stressed. And brokers are losing deals they should be closing. B... Lendworth
Why More Vaughan Homeowners Are Calling Lendworth Their Go-To Private Lender That’s where Lendworth MIC comes in: a local private lender offering fast, flexible, equity-based mortgages tailored to Vaughan homeowners who need speed, flexibility, or a second look when convention... Lendworth Real Estate
Second Mortgage vs. HELOC in Ontario: What’s REALLY Better for Homeowners Right Now? “Should I get a second mortgage… or a HELOC?” With interest rates whipsawing, banks tightening approvals, and property values fluctuating across the GTA, choosing the wrong option can literally cost y... Lendworth
How Much Equity Do You Really Have? Most Ontario Homeowners Are Wrong by $80,000 And in today’s volatile real estate market, being wrong about your equity can cost you: missed refinance opportunities higher interest payments declined bank applications lost investment opportunities... Lendworth Real Estate