Private Lender in GTA & Surrounding Areas — Fast Home Equity & Second Mortgages
Get fast approvals for home equity loans, second mortgages, refinance options, and debt consolidation — right here in the GTA. Local expertise. Flexible approvals. Bad credit accepted.
Why GTA Homeowners Trust Lendworth
1
Bad Credit OK
We lend based on home equity — not credit score.
2
Fast Approvals
Same-day decisions, with many files funded in as little as 24–48 hours.
3
Local Expertise
We understand the GTA neighbourhoods and property values.
Private Mortgage Services in the GTA & Surrounding Areas
Home Equity Loans
We provide personalized solutions to meet your unique needs. Our team works with you to ensure optimal results from start to finish.
First & Second Mortgages
Customer satisfaction is our priority. Our support team is always ready to assist, ensuring you have a smooth and successful experience.
Debt Consolidation
We offer cutting-edge products and services to tackle modern challenges. Leveraging the latest technology, we help you achieve your goals.
Refinance & Purchase Mortgages
With extensive experience and deep industry knowledge, we provide insights and solutions that keep you ahead of the curve.
Fast, Flexible Mortgage Approvals in the GTA
Whether you’re in the heart of the GTA or a rural community in Simcoe or Durham, Lendworth provides fast, flexible private mortgage solutions based on your home’s equity, not your credit score.
We understand that homeowners outside major cities often struggle with bank approvals due to:
Self-employment
Income documentation
Credit challenges
Property type (rural, unique, or multi-unit homes)
Short closing timeframes
Lendworth fills that gap with simple, transparent, common-sense lending.
Serving Every Neighbourhood in the GTA
Good news — if you have equity, you likely qualify.
York Region
Durham Region
Halton Region
Simcoe Region
Peel Region
Toronto Region
And every neighbourhood in between.
Trusted by GTA & Area Homeowners Who Need Fast, Flexible Mortgage Solutions.
Lendworth makes it fast, simple, and stress-free.
Top GTA & Area Mortgage questions answered
Apply for fast private financing anywhere in the GTA
Yes. Lendworth lends throughout the entire Greater Toronto Area and nearby regions, including:
• York Region, Peel Region & Durham
• Simcoe County & Halton Region
• Toronto, Vaughan, Richmond Hill, Markham, Mississauga, Brampton
• Smaller communities and rural pockets
If the property has equity anywhere in these areas, we can typically approve quickly — even when the bank cannot.
Most GTA files receive conditional approval within 2 hours and funding within 24 hours, depending on your lawyer’s availability.
This speed is ideal for:
• Urgent closings
• Bridge financing
• Refinances
• Debt consolidation
• Mortgage arrears
• Emergency equity needs
Properties in the GTA generally have strong values, allowing for fast, flexible approval.
Lendworth offers a full suite of private lending options, including:
• First & second mortgages
• Bridge loans for buy/sell gaps
• Debt consolidation
• Power of Sale & arrears relief
• Construction & renovation loans
• Emergency home equity loans
All approvals are equity-based, fast, and built to support homeowners anywhere in the GTA and surrounding communities.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Need a Private Mortgage in the GTA We’re Ready to Help.
Fast, flexible home equity solutions from a local private lender that understands the GTA and surrounding areas.