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Construction Loans

Build with confidence.

Lendworth provides private construction financing for custom homes, infill projects, renovations, and small-scale development — with fast approvals, flexible draw schedules, and common-sense lending that banks simply can’t match.

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Construction Loans Lendworth
Lendworth Construction Loans

Traditional lenders make construction loans tough.

  • Rates starting from 11.99%

  • Fast approvals — same day in most cases

  • Flexible draw schedules

  • We fund land + construction or construction-only

  • Low documentation requirements

  • No minimum credit score

  • No income stress test

  • Ontario-wide (priority to GTA, Vaughan, Toronto, York Region)

  • Appraisals reviewed through Lendworth’s proprietary valuation model


    • Build now — without bank delays.

Construction Loans Are Best For?

Perfect for:

  • Custom home builders

  • Homeowners building on their own lot

  • Investors completing renovation/flip projects

  • Developers doing infill work

  • Landowners preparing for future development

  • Borrowers who cannot qualify for bank financing

  • Self-employed or unconventional income borrowers


    • If your project has equity and viability — we can fund it.

How Much Can You Borrow?

Financing based on equity and location.

  • Loan Amounts: $100,000 – $5,000,000+

  • LTV: Up to 75% of completed value (ARV)

  • Advance Type: Draws or holdbacks

  • Rates: Starting from 11.99%

  • Terms: 6–18 months

  • Eligible Properties: Detached homes, townhomes, semis, multi-residential (case-by-case)


    • Your budget and timeline guide the structure.

Our Lending Criteria.

Simple, fast, transparent.

  • Strong location (GTA, Vaughan, Toronto preferred)

  • Clear project budget and timeline

  • Appraisal or ARV report required

  • Builder experience helpful but not mandatory

  • Exit strategy required (sale or refinance)

  • Credit score not a primary factor

  • Income verification flexible


    • We finance good real estate — not paperwork.

Why Borrowers Trust Lendworth

We are a GTA-based private mortgage lender committed to transparency, fast turnaround, and strong investor-backed lending. Our approvals rely on real-world property values, ensuring you receive a fair and accurate offer every time.

Backed by Lendworth MIC’s disciplined underwriting process, we focus on capital preservation, efficient execution, and five-star service.

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