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Private Lender in Richmond Hill - Home Equity & Second Mortgages


Equity-based private mortgage solutions for Richmond Hill homeowners, including home equity loans, second mortgages, refinancing, and debt consolidation.

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Why Richmond Hill Homeowners Trust Lendworth

1

Efficient Decisions

Same-day lending decisions, with funding commonly completed within 24–48 hours once conditions are satisfied.

2

Equity Based Review

Lending decisions are based primarily on property value and available equity — not credit score alone.

3

Local Expertise

We understand Richmond Hill neighbourhoods, property values, and market conditions.

Private Mortgage Services in Vaughan

private lender in Richmond Hill Ontario home equity loans

Home Equity Loans

We provide personalized solutions to meet your unique needs. Our team works with you to ensure optimal results from start to finish.

homeowner receiving private mortgage approval in Richmond Hill

First & Second Mortgages

Customer satisfaction is our priority. Our support team is always ready to assist, ensuring you have a smooth and successful experience.

Richmond Hill second mortgage lender for homeowners

Debt Consolidation

We offer cutting-edge products and services to tackle modern challenges. Leveraging the latest technology, we help you achieve your goals.

Richmond Hill Ontario private mortgage and debt consolidation

Refinance & Purchase Mortgages

With extensive experience and deep industry knowledge, we provide insights and solutions that keep you ahead of the curve.

Richmond Hill mortgages

Fast, Flexible Mortgage Approvals in Richmond Hill


Richmond Hill homeowners often face strict income verification, long approval timelines, and increasingly rigid lending rules from traditional banks.

Lendworth provides equity-based private mortgage solutions designed for real Richmond Hill homeowners. Whether you’re in Bayview Hill, Oak Ridges, Jefferson, Westbrook, Mill Pond, or Crosby, we offer practical, flexible financing built around your property — not bank formulas.

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Serving Every Neighbourhood in Richmond Hill

Good news — if you have equity, you likely qualify.



Bayview Hill


Oak Ridges


Jefferson


Westbrook


Mill Pond


 Crosby


And every neighbourhood in between.

Trusted by Richmond Hill Homeowners Who Need Fast, Flexible Mortgage Solutions.

Lendworth makes it fast, simple, and stress-free.

Top Richmond Hill Mortgage questions answered

Learn how private mortgages work in Richmond Hill

Yes. Lendworth lends on a wide range of Richmond Hill properties, including:

• Detached and luxury homes

• Townhomes and semis

• Condos along Yonge Street

• Oak Ridges, Bayview Hill, Jefferson & Mill Pond areas

• Investment and rental properties

If your Richmond Hill home has equity, we can usually approve your mortgage quickly — even if the bank declined you.

Most Richmond Hill files receive conditional approval within 2 hours, with funding often available in 24 hours, depending on your lawyer.

This speed is ideal for:

• Urgent closings

• Bridge financing

• Mortgage arrears

• Debt consolidation

• Emergency cash needs

Richmond Hill homeowners often benefit from high property values, which helps speed up approvals.

We provide a full suite of flexible private lending options for Richmond Hill homeowners and investors:

• First & second mortgages

• Bridge loans for buy/sell gaps

• Debt consolidation through home equity

• Power of Sale & arrears relief

• Emergency 24-hour equity loans

• Renovation & construction financing

Every solution is equity-based, simple, and built for fast turnaround.

More Loan Products We Offer

Explore more of our loan options below and find the one that best fits your needs.

Mortgage Solutions We Offer

We have a solution built around your home equity and your goals.

Need a Private Mortgage in Richmond Hill We’re Ready to Help.

Fast, flexible home equity solutions from a local private lender that understands Richmond Hill.

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