✽ Serving Ontario
Emergency Home Equity Loan
Fast Approvals
Same-day decisions with funding in as little as 24–48 hours.
Equity-Based Approval
No credit score or income documents needed — we lend on equity.
Cash Now
Cover unexpected expenses, arrears, repairs, or urgent bills.
What Can an Emergency Home Equity Loan Be Used For?
Emergency funding is flexible — if it matters to you, we can likely finance it. Ontario private mortgages.
✔ Urgent home repairs
✔ Mortgage arrears
✔ Medical bills
✔ Tax arrears (CRA)
✔ Emergency travel expenses
✔ Business cash flow needs
✔ Insurance shortfalls
✔ Power of Sale rescue
✔ Personal emergencies
Home Equity Lines
Flexible Access to Your Home’s Equity Anytime
First Mortgages
Fast, Flexible Financing When Banks Say No
Second Mortgages
Tap Into Your Equity for Cash Flow for Debt Relief.
Bridge Loans
Bridge Your Debt Before Selling Your Home.
Who Qualifies?
Designed for Borrowers Who Don’t Fit Traditional Bank Requirements. We are your private lender in Ontario.
Own a home in Ontario
Have 20–25% equity
Self-employed or non-traditional income
Bank decline or slow response
Facing arrears or legal pressure
Need same-day review and fast funding
How it works?
Apply Online
Submit your basic details — no documents needed upfront.
Receive Your Approval
We assess your equity and property value, not your credit score.
Get Funded Fast
Funds are released once documents/appraisal are completed.
Trusted by Ontario Homeowners Who Need Fast, Flexible Emergency Loan Solutions.
Lendworth delivers the money you need — quickly.
Top Emergency Loan questions answered
Apply for an emergency mortgage in minutes
Lendworth specializes in urgent, time-sensitive financing. Most emergency files can receive conditional approval within 2 hours and funding in 24 hours, depending on your lawyer’s availability. This makes us one of the fastest private lenders in Ontario when you need money immediately.
Emergency loans are ideal when you need fast access to cash due to:
• Mortgage arrears or Power of Sale
• Legal issues or court deadlines
• Urgent repairs (roof, furnace, foundation, flood)
• Business emergencies or payroll
• Medical or personal situations
• High-interest debt pressures
If time is critical, Lendworth can move quickly.
Only the essentials:
• Property address
• Estimated home value
• Mortgage balance
• Purpose of funds
• Government ID
• Any urgent notices (arrears, legal letters, repair quotes)
No income documents or credit requirements. Our emergency approvals are equity-based, simple, and designed for speed.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Lendworth approves Ontario homeowners quickly based on equity — not complicated bank rules.
Ready for Fast, Flexible Financing?