✽ Serving Ontario
Emergency Home Equity Loan
Fast Decisions
Same-day lending decisions with funding often completed within 24–48 hours.
Equity-Based Review
Decisions are based on property value and available equity — not credit score or income alone.
Access to Funds
Cover unexpected expenses, arrears, repairs, or urgent bills.
What Can an Emergency Home Equity Loan Be Used For?
Emergency funding is flexible — if it matters to you, we can likely finance it. Ontario private mortgages.
✔ Urgent home repairs
✔ Mortgage arrears
✔ Medical bills
✔ Tax arrears (CRA)
✔ Emergency travel expenses
✔ Business cash flow needs
✔ Insurance shortfalls
✔ Power of Sale rescue
✔ Personal emergencies
Lendworth provides emergency home equity loans in Ontario for homeowners who need fast access to cash during urgent financial situations. Whether you’re facing mortgage arrears, unexpected medical bills, urgent home repairs, CRA tax issues, or imminent legal pressure, we offer equity-based private mortgage financing structured around property value and available equity rather than traditional credit or income requirements.
As a direct private mortgage lender serving Ontario, Lendworth delivers same-day lending decisions, with funding commonly completed within 24–48 hours once requirements are satisfied.
Home Equity Lines
Flexible Access to Your Home’s Equity Anytime
First Mortgages
Fast, Flexible Financing When Banks Say No
Second Mortgages
Tap Into Your Equity for Cash Flow for Debt Relief.
Bridge Loans
Bridge Your Debt Before Selling Your Home.
Who Qualifies?
Designed for Borrowers Who Don’t Fit Traditional Bank Requirements. We are your private lender in Ontario.
Own a home in Ontario
Have 20–25% equity
Self-employed or non-traditional income
Bank decline or slow response
Facing arrears or legal pressure
Need same-day review and fast funding
How it works?
Apply Online
Submit your basic details — no documents needed upfront.
Receive Your Decision
Share your basic details — we’ll outline next steps clearly.Get Funded Fast
Funds are released once documents/appraisal are completed.
Trusted by Ontario Homeowners Who Need Fast, Flexible Emergency Loan Solutions.
Lendworth delivers the money you need — quickly.
Top Emergency Loan questions answered
Request an emergency home equity review
Lendworth specializes in urgent, time-sensitive financing. Most emergency files can receive conditional approval within 2 hours and funding in 24 hours, depending on your lawyer’s availability. This makes us one of the fastest private lenders in Ontario when you need money immediately.
Emergency loans are ideal when you need fast access to cash due to:
• Mortgage arrears or Power of Sale
• Legal issues or court deadlines
• Urgent repairs (roof, furnace, foundation, flood)
• Business emergencies or payroll
• Medical or personal situations
• High-interest debt pressures
If time is critical, Lendworth can move quickly.
Only the essentials:
• Property address
• Estimated home value
• Mortgage balance
• Purpose of funds
• Government ID
• Any urgent notices (arrears, legal letters, repair quotes)
Requirements are reviewed case by case. Decisions are based primarily on property value and available equity, with documentation determined by the specific situation.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Lendworth helps Ontario homeowners access equity-based private lending — without complicated bank rules.
Ready for Fast, Flexible Financing?