Borrow Against Your Home Equity — Fast Private Lending in Ontario
Equity-based lending — not income-driven. Clear, fair answers in as little as 24 hours.
Speak directly with a real lender to understand your options and next steps.
Why Borrowers Choose Lendworth
We focus on your property first — not paperwork.
Lendworth provides clear, equity-based lending decisions with speed, discretion, and direct access to decision-makers.
Licensed, regulated, and privacy-focused
Your information is handled securely, with direct access to lenders — no call centres, no middlemen.
Consistent, dependable outcomes
Borrowers and brokers rely on Lendworth for clear answers and commitments that hold.
Fast access to funds when timing matters
Many transactions fund in as little as 3-5 business days, depending on property and structure.
Residential Mortgages
Financing program for residential freehold and condominium properties in the Greater Toronto Area.
First Mortgages
Ideal for homes in the Greater Toronto Area. Maximum loan amounts are applicable. Options in 48 hours.
Get Options- Up to 75% LTV
- No minimum credit*
- One year term
- Pre-paid interest option
Second Mortgages
Ideal for consolidating debt, home improvements, or accessing your equity. Clear decisions in 48 hours.
Get Options- Up to 75% LTV
- No minimum credit*
- One year term
- Pre-paid interest option
HELOC's
Want access to equity but not just yet? Keep your options open for when you need them. Clear lending decisions.
Get Options- Up to 75% LTV
- No minimum credit*
- Flexible term
- No pre-payment fees
Commercial Mortgages
Financing programs for commercial freehold, land loans and construction loans in the Greater Toronto Area.
First Mortgages
Great for land loans, retail, commercial and development property. Maximum loan amounts. Quick options.
Get Options- Up to 65% LTV
- Personal guarantee
- One year term
- Pre-paid interest option
Second Mortgages
Ideal for consolidating debt, improvements, accessing equity, and inventory. Get clear lending decisions.
Get Options- Up to 70% LTV
- Personal guarantee
- One year term
- Pre-paid interest option
Construction Loans
Construction loans up to 70% loan to cost. Show us your budget, provide verification and get easy draws.
Get Options- Up to 70% LTC
- Personal guarantee
- Residential new construction
- Flexible draw schedules
Lendworth offers fast, flexible financing solutions tailored to your needs — including first and second mortgages, home equity loans, and our signature HELOC for quick access to funds.
We also provide debt-consolidation loans, bad-credit mortgages, and short-term bridge financing to help you move forward without delays. For investors and business owners, Lendworth delivers efficient commercial mortgage options designed to support growth and opportunity across Ontario.
Speak with a real lender — not a call centre — and get clear answers about what’s possible.
See what your home may be worth — free.
Hundreds of Ontario borrowers have used Lendworth to access equity.
Freehold, condo, land loans, developments & construction.
Get a Same-Day Approval
We review your property and equity — not just credit. Fast, direct, confidential.