✽ Serving Ontario
Why Homeowners Use Mortgage Arrears Solutions in Ontario
Catch Up on Missed Payments
Use available home equity to address outstanding mortgage payments and bring the mortgage arrears under control.
Equity-Based Financing
Private mortgage options may be available based primarily on property value, available equity and the overall financing structure.Act Before It Escalates
Addressing arrears earlier can provide more time to review refinancing, second mortgage or other repayment options.
Who Qualifies?
Each file is reviewed individually based on the property, mortgage balances, arrears, requested financing and overall repayment strategy.
Own residential property in Ontario
Have sufficient available home equity
Are behind on mortgage payments
May have credit or income challenges
May have been declined by a bank
Have a reasonable repayment or exit strategy
How it Works
Tell Us About the Situation
Provide your property value, mortgage balance, approximate arrears and amount of financing required.
Review Your Equity
We assess your property, mortgage position and available equity to determine what financing structures may be possible.
Review Your Options
If suitable financing is available, we explain the amount, rate, fees, conditions and next steps.
Mortgage Solutions Available
We structure solutions based on your situation and available equity:
Home Equity Loans (HELOC Alternatives)
Flexible access to your home’s equity without traditional bank restrictions.
First Mortgages
Replace your current mortgage with a new, equity-based solution.
Second Mortgages
Access additional funds without breaking your existing mortgage.
Bridge Loans
Short-term financing to manage timing between transactions or obligations.
Why Homeowners Choose Lendworth
Lendworth helps Ontario homeowners catch up on missed mortgage payments and stop legal escalation using fast, equity-based solutions tailored to their situation.
We focus on property value and realistic solutions — not rigid bank rules or slow approvals.
Take Back Control of Your Finances
If you’re behind on your mortgage, acting quickly can help you stabilize your situation and protect your home.
Get real answers. No pressure. No complicated process.
What You Can Expect
When you’re behind on your mortgage, the goal is to create stability, stop escalation, and protect your equity:
Fast, Equity-Based Approvals
Decisions are based on your property value — not strict bank formulas.
Flexible Solutions
Solutions tailored to your timeline, situation, and financial needs.
A Clear Path Forward
Move ahead with a structured plan designed to stabilize your situation and protect your home.
Trusted by Ontario Homeowners Facing Mortgage Arrears
Lendworth provides fast, flexible mortgage arrears solutions, helping homeowners catch up, stop legal action, and regain control.
Top Mortgage Arrears questions answered
Lendworth is a direct private mortgage lender.
Potentially. If sufficient property equity exists, private refinancing or a second mortgage may provide funds to address mortgage arrears.
Credit challenges do not automatically prevent private mortgage financing. Property value, equity, mortgage position and the overall financing structure are important considerations.
Potentially. A second mortgage can allow a homeowner to access additional equity without replacing the existing first mortgage.
The situation is more urgent once formal lender enforcement has begun. Financing may still be possible depending on the property, available equity and stage of the enforcement process.
Lendworth helps Ontario homeowners move quickly using equity-based private lending — without complicated bank rules.
Ready for Fast, Flexible Financing?
Related Mortgage Solutions
Private Mortgage Ontario
Flexible, equity-based mortgage solutions across Ontario.
Private Mortgage Toronto
Local private mortgage solutions across Toronto and the GTA.
Stop Power of Sale
Act quickly to stop legal proceedings and protect your home using your available equity.
Can't Pay Mortgage
Act early to stop missed payments from turning into legal action.