✽ Serving Ontario
Homeowners Choose Us for Arrears Relief
Approvals on Equity
Bad credit or missed payments are not a problem.
Fast Funding
Many arrears cases funded within 24–48 hours.
Stop Penalties & Fees
Prevent legal escalation and protect your equity.
What a Mortgage Arrears Solution Can Cover
Falling behind on mortgage payments can feel overwhelming — but you still have options. We are your private lender in Ontario.
✔ Missed mortgage payments
✔ Penalties and interest charges
✔ Property tax arrears
✔ Condo fee arrears
✔ Second mortgage arrears
✔ CRA or lien payouts
✔ Legal notices and collection fees
✔ Renewal refusals
✔ Bank declines
Home Equity Lines
Flexible Access to Your Home’s Equity Anytime
First Mortgages
Fast, Flexible Financing When Banks Say No
Second Mortgages
Tap Into Your Equity for Cash Flow for Debt Relief.
Bridge Loans
Bridge Your Debt Before Selling Your Home.
Who Qualifies?
Designed for Borrowers Who Don’t Fit Traditional Bank Requirements. Ontario private mortgages.
Own a home in Ontario
Have 20–25% equity
Behind on 1–12+ mortgage payments
Bad credit or low score
Collections, consumer proposal, or bankruptcy history
Need fast funding to prevent legal escalation
How it works?
Apply Online
Submit your basic details — no documents needed upfront.
Receive Your Approval
We assess your equity and property value, not your credit score.
Get Funded Fast
Funds are released once documents/appraisal are completed.
Trusted by Ontario Homeowners Who Need Fast, Flexible Mortgage Arrears Solutions.
Lendworth helps you catch up, stop legal action, and regain control.
Top Mortgage Arrears questions answered
Lendworth is a direct private mortgage lender.
Yes. Whether you’re one payment behind or several months in arrears, Lendworth can step in with fast equity-based financing to bring your mortgage current.
We specialize in helping Ontario homeowners catch up quickly and avoid costly legal fees or Power of Sale proceedings.
If arrears continue, your lender can issue legal notices, add thousands in fees, send the file to enforcement, or begin Power of Sale.
The sooner you act, the easier — and cheaper — the solution becomes.
Lendworth can fund urgently to stop the situation from escalating.
No. Arrears financing with Lendworth is based on equity, not credit score. Even if you’ve missed payments, have collections, or your credit has dropped, you can still get approved quickly. Most files can receive conditional approval in 2 hours, with funding often within 24 hours.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Lendworth approves Ontario homeowners quickly based on equity — not complicated bank rules.
Ready for Fast, Flexible Financing?