Skip to Content

Private Lender in King City — Home Equity & Second Mortgages


Equity-based private mortgage solutions for King City homeowners, including home equity loans, second mortgages, refinancing, and debt consolidation.

Apply Now EquityCheck

Why King City Homeowners Trust Lendworth

1

Equity Based Review

Lending decisions are based primarily on property value and available equity — not credit score alone.

2

Efficient Decisions

Same-day lending decisions, with funding commonly completed within 24–48 hours once conditions are satisfied.

3

Local Expertise

We understand King City property values, estate homes, rural zoning considerations, and York Region market dynamics.

Private Mortgage Services in King City

private lender in King City Ontario home equity loans

Home Equity Loans

We provide personalized solutions to meet your unique needs. Our team works with you to ensure optimal results from start to finish.

homeowner receiving private mortgage approval in King City

First & Second Mortgages

Customer satisfaction is our priority. Our support team is always ready to assist, ensuring you have a smooth and successful experience.

King City second mortgage lender for homeowners

Debt Consolidation

We offer cutting-edge products and services to tackle modern challenges. Leveraging the latest technology, we help you achieve your goals.

King City Ontario private mortgage and debt consolidation

Refinance & Purchase Mortgages

With extensive experience and deep industry knowledge, we provide insights and solutions that keep you ahead of the curve.

King City mortgages

Fast, Flexible Mortgage Approvals in King City


King City is known for estate properties, large lots, and high property values — yet many homeowners still face strict bank lending rules, lengthy approval timelines, and rigid income verification requirements.

Lendworth provides equity-based private mortgage solutions tailored to King City homeowners. Whether you live in King City Village, Kinghorn, Kingscross Estates, Kingridge, Nobleton-area outskirts, or Pottageville, we structure financing around your property value and goals — not bank formulas.

If a traditional lender is slow, requesting excessive documentation, or has declined your application, we can review equity-based options.

Get Options

Serving Every Neighbourhood in King City

Good news — if you have equity, you likely qualify.



Kingscross Estates

Kinghorn


King City Village


Nobleton

Pottageville


 Kingridge


And every neighbourhood in between.

Trusted by King City Homeowners Who Need Fast, Flexible Mortgage Solutions.

Lendworth makes it fast, simple, and stress-free.

Top King City Mortgage questions answered

Learn how private mortgages work in King City

Yes. Lendworth funds a wide range of King City and King Township properties, including:

• Luxury homes and estates

• Rural properties and acreages

• Detached and semi-detached homes

• Townhomes and newer subdivisions

• Investment or rental properties

If the property has equity, we can typically approve your file quickly — even if the bank declined you due to income or credit.

Most King City homeowners receive conditional approval within 2 hours, with funding often completed in 24 hours, depending on your lawyer.

This speed is ideal for:

• Urgent closing timelines

• Bridge financing for buy/sell gaps

• Mortgage arrears

• High-value refinance needs

• Emergency home equity loans

King City’s high-value homes often qualify for fast approvals and higher loan amounts.

We provide flexible private lending options tailored to King City’s unique luxury and rural market, including:

• First & second mortgages

• Bridge loans

• Debt consolidation using home equity

• Construction & renovation loans

• Power of Sale & arrears solutions

• Emergency 24-hour equity loans

All approvals are equity-based, fast, and ideal for homeowners who need a reliable lending solution without bank delays.

More Loan Products We Offer

Explore more of our loan options below and find the one that best fits your needs.

Mortgage Solutions We Offer

We have a solution built around your home equity and your goals.

Need a Private Mortgage in King City We’re Ready to Help.

Fast, flexible home equity solutions from a local private lender that understands King City.

Get Options