Late Payments in the Last 12 Months? Vaughan Mortgage Options When Banks Say No You may be back on track now. You may have a stable income again. You may own a home in Vaughan with equity. You may even have a good explanation for what happened. But when the bank reviews your mort... Home Equity Lendworth
Mortgage Arrears or Consumer Proposal in Toronto: What Should Homeowners Handle First? The mortgage is behind. Credit cards are maxed out. CRA debt may be building. A consumer proposal is being discussed. The bank is calling. The homeowner does not know who to call first. That is why th... Home Equity Lendworth
Bank Declined Your Mortgage Because Renovations Aren’t Finished? Private Mortgage Options in Toronto and Vaughan Banks may decline a purchase, refinance or mortgage renewal when renovations remain unfinished, building permits are still open, required inspections have not been completed or a municipal work order ... Economy Lendworth
Bank Declined Your Refinance Because of Property Tax Arrears in Toronto or Vaughan? Home Equity Options The bank reviewed your income, credit, property and debts—but then discovered that your municipal property taxes were behind. Now the refinance has been declined, your renewal may be at risk, and the ... Home Equity Lendworth
Taxes Not Filed? Toronto Mortgage Options for Self-Employed Homeowners This is especially true if you are self-employed in Toronto. Maybe you are a contractor, realtor, truck driver, tradesperson, consultant, small business owner, incorporated professional, or commission... Home Equity Lendworth
Private Mortgage Lender Won’t Renew Your Mortgage in Ontario? What to Do Before the Payout Deadline You expected your lender to offer another term, but instead you received an email, letter or phone call saying the mortgage will not be renewed . Now the lender wants the entire mortgage balance paid ... Home Equity Lendworth
Lost Your Job in the GTA but Own a Home? Equity-Based Mortgage Options Explained One month, the mortgage payment is manageable. The next month, income stops or drops. Credit cards start carrying more weight. Savings begin disappearing. The bank starts asking income questions you c... Home Equity Lendworth
Can You Get a Second Mortgage Before Your Renewal Date in Ontario? Perhaps credit card balances are growing. Your monthly payments have become difficult to manage. You need money for home repairs, property taxes, CRA debt, business expenses, or an unexpected emergenc... Home Equity Lendworth Real Estate
Vaughan Condo Special Assessment? How Homeowners May Use Equity to Cover the Bill One day you are paying your regular mortgage, condo fees, property taxes, insurance, and household bills. Then a notice arrives. The condo corporation needs extra money. Your share may be thousands of... Home Equity Lendworth Real Estate
Can I Use Home Equity to Pay CRA Tax Debt in Ontario? The balance may have started with an income tax bill, GST/HST arrears, payroll remittances, penalties, or interest. But once collection calls and warning letters begin, many Ontario homeowners start w... Home Equity Lendworth
Can I Refinance a Toronto Home If There Is a Lien or Judgment on Title? You may have already applied with the bank. You may have expected to pull equity out. You may have been planning to consolidate debt. Then the title search comes back with a problem. Now the lender, l... Home Equity Lendworth
Low Appraisal on a Refinance? What Ontario Homeowners Can Do Next You thought your home was worth one number. The bank ordered an appraisal. The report came in lower than expected. Now the lender is reducing the loan amount, changing the approval, or saying the refi... Home Equity Lendworth