Skip to Content

Investment Property Mortgages in Ontario — Fast, Equity-Based Financing

Investing in real estate and need financing fast?

Whether your bank declined your deal, your closing is approaching, or you need capital quickly — you still have options.

Many investors use a private mortgage in Ontario to secure investment properties based on equity, deal strength, and execution — not strict income requirements.

If timing is critical, acting quickly can help you secure opportunities, avoid delays, and stay competitive. If you miss the opportunity, the deal — and potential upside — is gone.

Apply Now

✽  Serving Ontario

Why Investors Use Private Investment Property Mortgages

1

Close Deals Fast

Move quickly on opportunities without waiting weeks for bank approvals.

2

Equity-Based Approvals

Decisions are based on the property, deal structure, and equity — not strict income or financial statements.

3

Flexible Lending Structures

Designed for investors with complex income, multiple properties, or time-sensitive deals.

Who Qualifies?

Designed for Ontario real estate investors:



Purchasing or refinancing an investment property


Have available equity or strong down payment


Recently declined or delayed by a bank


Self-employed or complex income structure


Building or restructuring a real estate portfolio


Need fast funding to secure an investment opportunity

How it Works

Request a Review

Submit your property and deal details — no obligation.

Deal Assessment

We evaluate the property, equity, and exit strategy to structure a realistic solution.

Fund Your Deal

Funds are released once due diligence is complete — allowing you to move quickly.

What Investment Property Financing Can Be Used For

Structure financing around the deal, property, and timeline — so you can execute without delays.


 Purchase rental or income properties

 Refinance existing investment mortgages


✔ Fund renovations or value-add projects

 Bridge short-term opportunities


 Consolidate debt across investment assets

✔ Restructure your portfolio

Why Investors Choose Lendworth

Lendworth provides fast, flexible investment property financing across Ontario using equity-based lending designed for real-world deals.

We focus on execution, speed, and getting your deal funded — not rigid bank processes.

Don’t Miss Investment Opportunities

Real estate opportunities don’t wait.

If financing is delayed or declined, you risk losing the deal — or missing out entirely.

Acting quickly gives you the advantage.


What You Can Expect

When financing an investment property, the goal is speed, flexibility, and execution:


Fast, Equity-Based Approvals

Decisions based on the deal and property — not strict bank formulas.


Flexible Investment Structures

Solutions tailored to your timeline, portfolio, and exit strategy.


A Clear Path to Exit

Structured financing designed to refinance, sell, or reposition the asset.

Trusted Investment Property Mortgage Solutions in Ontario

Lendworth helps investors secure funding quickly and execute deals with confidence when traditional lenders cannot.

Top Investment Property Loan questions answered

Secure fast loan when you need it for your business

A private mortgage secured against a rental or investment property, structured to provide short-term capital for acquisition, refinance, or value-add strategies.

Clear lending options are often provided within 24–48 hours once property details, value, and exit strategy are reviewed. Funding timelines depend on appraisal and legal completion.

Traditional income verification is not always required. Approval is primarily based on property strength, available equity, and a clear repayment or refinance plan.

There is no single minimum credit score. Each file is assessed holistically, with emphasis placed on equity, asset quality, and exit strategy rather than rigid bank thresholds.

Loan amounts typically range from $75,000 to $5,000,000+, depending on property type, equity position, location, and overall file strength. Combined loan-to-value is generally structured up to 65–70%.

Ready to Fund Your Next Investment?

If you need to move quickly, timing matters.

Lendworth helps Ontario investors secure fast, equity-based financing — without delays or unnecessary conditions.

What You'll Get


  Clear guidance

  Fast answers

  Fast funding

Get Options


Related Mortgage Solutions


Private Mortgage Ontario

Flexible, equity-based mortgage solutions across Ontario.


Bridge Loans

Move quickly on time-sensitive opportunities.


Refinance

Restructure or access equity across your portfolio.


Need Mortgage Fast

Get approved quickly when timing matters most.