Investment Property Mortgages in Ontario
Financing built for real estate investors.
Lendworth provides private investment property mortgage solutions across Ontario, delivering clear lending decisions, fast closings, and flexible structures when traditional lenders move too slowly or decline your file.
Lendworth for Investment Property
Traditional banks often say no to investments.
Rates starting at 10.99%
24–48 hour closings (often same day depending on lawyers)
Short-term flexible terms (1–6 months typical)
No income proof required
No minimum credit score
Equity-based approvals
Ontario-wide coverage, including GTA, Vaughan, Toronto, York Region, Peel, Durham, Simcoe
Fast communication, simple documentation
Whether you’re growing, stabilizing, or seizing an opportunity — we help you access capital now.
What are Investment Loans?
An investment loan using equity.
Purchasing rental properties
Refinancing investment mortgages
Renovation or value-add improvements
Covering payroll or tax obligations
Short-term bridge financing
Debt consolidation on investment assets
Portfolio restructuring
You keep ownership of your property. The loan is secured by a registered mortgage.
How Much Can You Borrow?
We lend based on equity, not income.
Loan Amounts: $50,000 – $5,000,000+
LTV: Up to 70% combined
Rates: Starting from 10.99%
Short-term terms typically ranging from 3–12 months
Properties: Residential homes, townhomes, semis, condos, multi-residential, commercial, land (case-by-case)
We understand the urgency — approvals and commitments issued same day in most cases.
Our Lending Criteria.
Straightforward and flexible.
Property must have equity
Located within GTA, Vaughan, Toronto, York Region (others case-by-case)
Appraisal or valuation required
Credit issues are not a dealbreaker
Income proof not required
Must have a clear exit strategy (sale or refinance)
If you’re in a time-sensitive situation — we’re your fastest option.
Trusted by Ontario investment property owners who need fast, equity-based lending solutions.
Lendworth helps you secure your next property with a smooth, stress-free process.
Top Investment Property Loan questions answered
Secure fast loan when you need it for your business
A private mortgage secured against a rental or investment property, structured to provide short-term capital for acquisition, refinance, or value-add strategies.
Clear lending options are often provided within 24–48 hours once property details, value, and exit strategy are reviewed. Funding timelines depend on appraisal and legal completion.
Traditional income verification is not always required. Approval is primarily based on property strength, available equity, and a clear repayment or refinance plan.
There is no single minimum credit score. Each file is assessed holistically, with emphasis placed on equity, asset quality, and exit strategy rather than rigid bank thresholds.
Loan amounts typically range from $75,000 to $5,000,000+, depending on property type, equity position, location, and overall file strength. Combined loan-to-value is generally structured up to 65–70%.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Whether you’re exploring first mortgages, looking to tap additional equity through a second mortgage, or preparing for a new property with a purchase mortgage, Lendworth offers fast, flexible solutions for every situation. Homeowners who want to lower payments often choose a refinance, while those needing revolving access to funds may benefit from a home equity line of credit (HELOC). If you're buying before selling, our bridge loans provide seamless short-term financing, and borrowers with unique properties can take advantage of specialized land loans. For major renovations or new builds, our construction loans offer staged funding designed to keep your project moving without delay.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Whether you need fast access to equity through private lending, flexible solutions designed for self-employed borrowers, or a clear path to debt consolidation, Lendworth provides efficient, borrower-focused options for every situation. Homeowners facing urgent timelines can rely on our support to stop power of sale, manage mortgage arrears, or secure specialized probate and estate loans during challenging transitions. When unexpected expenses arise, our emergency loans offer rapid funding, and clients navigating separation can benefit from our tailored divorce buyout loans that help preserve stability and protect their homeownership goals. Check our FAQs for more information.
Why Borrowers Trust Lendworth
We are a GTA-based private mortgage lender committed to transparency, fast turnaround, and strong investor-backed lending. Our approvals rely on real-world property values, ensuring you receive a fair and accurate offer every time.
Backed by Lendworth MIC’s disciplined underwriting process, we focus on capital preservation, efficient execution, and five-star service.