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Lendworth Private Mortgages

Invest in Private Mortgages Secured by Canadian Real Estate

Earn targeted 9–11% annual returns through carefully underwritten mortgage investments backed by real property.

Invest with Lendworth Mortgage Investment Corporation, a professionally managed Mortgage Investment Corporation focused on capital preservation, disciplined underwriting, and consistent income generation.

📞 Speak with our team: 905-597-1225

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Serving investors across Ontario, Canada and the USA

Real Estate Investing Without Managing Property

Participate in professionally managed mortgage investments secured by Canadian real estate, earning consistent income without the responsibilities of property ownership.

$5k
Minimum Investment

<60%
Average Loan to Value

9%+
Annual Target Returns

Trust Lendworth MIC

Your partner in professionally managed mortgage investments backed by Canadian real estate.

Stability

Lendworth MIC provides investors with consistent monthly interest distributions, deposited directly to your bank account, creating a reliable income stream.

Conservative

Our lending philosophy is disciplined and conservative. Every mortgage is evaluated based on property location, borrower strength, liquidity, and real estate value to help protect investor capital.

Returns

With targeted annual returns of 9–11%, Lendworth MIC offers investors the opportunity to earn income that may exceed many traditional fixed-income investments.

Lendworth Trust

Consistent Returns​

Lendworth MIC offers investors targeted annual returns of 9% to 11%, providing an opportunity to earn reliable income through real estate-backed mortgage investments. Complete our Investor Worksheet to learn more about participating.

Our investment strategy emphasizes conservative lending, disciplined underwriting, and strict compliance standards designed to protect investor capital and manage risk responsibly.

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Lendworth Returns
Lendworth Investments

Cash or Registered Investments

Invest through cash or registered accounts, including RRSPs, TFSAs, and other eligible plans, providing flexibility and potential tax advantages aligned with your financial objectives.

Investors benefit from full transparency and regular performance updates, ensuring you remain informed about your investment every step of the way.

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How does it work?Investment Procedures

How does it work?

A minimum investment of $5,000 is required. Investors may choose to receive monthly interest distributions or reinvest their earnings to compound their investment.

Investments may be held in cash accounts or registered plans such as RRSPs and TFSAs, offering flexibility and potential tax advantages.
 

Investor Eligibility

Participation in Lendworth MIC is available to individuals who qualify as Accredited or Eligible Investors. Prospective investors should carefully review the Offering Memorandum and related documentation for complete details regarding the investment.
 

Important Notice

The information provided on this page is for general informational purposes only and does not constitute an offer to sell or a solicitation to purchase securities in any jurisdiction, including Canada or the United States. 

Investment Procedures

Lendworth MIC follows a disciplined and methodical underwriting process, ensuring every mortgage investment undergoes detailed review and due diligence.

Our team conducts comprehensive risk assessments, property analysis, and borrower evaluations to help protect investor capital and maintain portfolio stability. 
 

Mortgage Types

Our portfolio primarily consists of first and second mortgages secured by real estate, with lending typically limited to a maximum of 80% loan-to-value.

Most lending activity is concentrated within the Greater Toronto Area (GTA), supported by independent property appraisals and experienced real estate legal counsel. 
 

Underwriting

Every mortgage investment is subject to a rigorous underwriting process, including dual officer approval and detailed risk analysis.

We primarily focus on short-term, one-year interest-only mortgages secured by title insurance and sourced through established mortgage broker relationships, helping ensure prudent lending and responsible portfolio management.



Real Estate Investing Without Managing Property

Participate in mortgage investments secured by real estate and earn consistent income without the responsibilities of property ownership.

Invest Now

Investing in Lendworth

How to Begin Investing with Lendworth

Getting started is simple. Complete the Investor Worksheet below to express your interest in investing with Lendworth.

Once submitted, a member of our team will contact you to review the investment opportunity, answer your questions, and guide you through the next steps.


Mortgage Investment Opportunities in Canada

Mortgage Investment Corporations (MICs) provide investors with the opportunity to earn income through private mortgages secured by real estate.

As traditional lenders tighten lending standards, private mortgage investments continue to play an important role in Canada's real estate financing market.

For investors, MICs can provide real estate-backed income, portfolio diversification, and consistent monthly distributions.

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Company Presentation

Investment Summary

Policies & Procedures

Mortgage Products

Mortgage Investment Corporation Investor FAQ


A Mortgage Investment Corporation is an investment company that pools capital from investors and lends those funds through mortgages secured by real estate. Investors earn income from the interest paid by borrowers on those mortgage loans.

Lendworth MIC targets annual returns between 9% and 11%, generated from interest payments on mortgage loans secured by real estate.

Returns are distributed monthly to investors, providing a consistent income stream.

Our portfolio primarily consists of:

• First mortgages

• Second mortgages

• Short-term real estate loans

• Bridge financing

These mortgages are typically secured by residential and commercial properties, primarily within the Greater Toronto Area.

Investors typically receive monthly interest distributions generated from mortgage interest payments made by borrowers.

Investors may choose to receive the income or reinvest it.

The minimum investment in Lendworth MIC is $5,000.

Yes. Investments may be held in registered accounts, including:

• RRSP

• TFSA

• LIRA

These options may provide tax advantages depending on your financial situation.

Investments are available to individuals who qualify as Accredited Investors or Eligible Investors under applicable securities regulations.

Prospective investors should review the Offering Memorandum before investing.

To begin the process:

1️⃣ Complete the Investor Worksheet on this page

2️⃣ Review the Offering Memorandum

3️⃣ Speak with a Lendworth representative to finalize the investment

You can also contact our team directly.

📞 905-597-1225

Investor Worksheet

Fill out the form below to start your mortgage investment. One of our professionals will contact you shortly to complete the process. 

You can also call us directly (905) 597-1225

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