✽ Serving Ontario
Homeowners Choose Lendworth After a Renewal Denial
Equity-Based Decisions
Renewal declines due to credit, income, or arrears don’t automatically disqualify you.
Fast Funding
Many renewal-denied files receive conditional approval within hours, with funding in as little as 24–48 hours once requirements are met.Stop Penalties & Fees
Avoid late fees, default interest, collections, and Power of Sale by acting early.
What a Mortgage Renewal Solution Can Cover
A renewal denial often comes with hidden pressure. A private mortgage solution can be used to cover:
✔ Existing mortgage balance at renewal
✔ Missed or late mortgage payments
✔ Property tax arrears
✔ Condo fee arrears
✔ Default interest, penalties, and fees
✔ Legal notices and collection costs
✔ CRA tax balances or registered liens
✔ Renewal refusals
✔ Bank declines
Lendworth provides fast mortgage renewal-denial solutions in Ontario, helping homeowners replace a bank mortgage with a flexible private mortgage before penalties or legal action escalate.
As a direct private mortgage lender serving Ontario, Lendworth makes lending decisions based on property value and available equity — not credit score or income — making relief possible even after bank declines, credit damage, collections, or consumer proposals.
Home Equity Lines
Flexible Access to Your Home’s Equity Anytime
First Mortgages
Fast, Flexible Financing When Banks Say No
Second Mortgages
Tap Into Your Equity for Cash Flow for Debt Relief.
Bridge Loans
Bridge Your Debt Before Selling Your Home.
Who Qualifies?
This solution is designed for Ontario homeowners who no longer fit traditional bank criteria.
Own a home in Ontario
Have 20–25% equity
Were denied mortgage renewal by your bank
Are behind on 1–12+ payments
Have bad credit or a low score
Need fast funding to prevent legal escalation
How it works?
Request a Review
Share basic property and mortgage details. No obligation.
Receive Your Decision
We review equity and structure a realistic private mortgage option.
Get Funded Fast
Funds are released once documents and appraisal are completed.
Trusted by Ontario Homeowners Facing Renewal Denials
Lendworth helps homeowners replace bank mortgages, stop default actions, and regain control using practical, equity-first solutions.
Top Mortgage Renewal Denial – Common Questions
Lendworth is a direct private mortgage lender.
Your lender may move the mortgage into default, apply penalty interest, or begin enforcement. Acting early preserves more equity and options.
If arrears continue, your lender can issue legal notices, add thousands in fees, send the file to enforcement, or begin Power of Sale.
The sooner you act, the easier — and cheaper — the solution becomes.
Lendworth can fund urgently to stop the situation from escalating.
No. Approvals are based on equity, not credit score. Many borrowers receive conditional approval within hours, even with credit damage.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Ready to Replace a Denied Mortgage Renewal?
Lendworth helps Ontario homeowners move quickly using clear, equity-based private lending — without complicated bank rules.