How Much Equity Do You Really Need for a Private Mortgage? “Do I actually have enough equity for a private mortgage?” With banks tightening rules and HELOCs disappearing, equity-based lending has become the most reliable path forward for many Canadians. But h... Home Equity Lendworth Real Estate
Banks Are Quietly Exiting Small Commercial Deals — Here’s Who’s Filling the Gap But across Canada in 2026, banks are quietly stepping away from small commercial real estate financing — and property owners are feeling it. If you own a retail plaza, mixed-use building, small apartm... Lendworth
Your Credit Didn’t Get Worse — Bank Rules Did Across Canada , homeowners with solid payment histories, strong incomes, and years of equity are being told no at renewal or refinance. Not because they failed — but because bank rules quietly changed... Economy Lendworth Real Estate
The Silent Crisis: Canadians Using Credit Cards to Pay Their Mortgage Homeowners are using credit cards to cover mortgage payments . Not for luxuries. Not for lifestyle. But simply to stay afloat. This is the silent crisis of 2026 , and it’s one of the clearest warning ... Home Equity Lendworth
Your Credit Didn’t Get Worse — Bank Rules Did Mortgage Stress Test Canada | Bank Lending Rules 2026 “What did I do wrong?” But for thousands of Canadian homeowners, the real answer is this: Your credit didn’t get worse. The bank rules did. 🏦 The ... Economy Home Equity Lendworth
The Private Mortgage Playbook: How Equity Lending Actually Works In 2026, thousands of Canadians are being declined by banks — not because they’re irresponsible, but because the traditional mortgage system no longer fits real life . That’s where private lending ste... Home Equity Lendworth
Why Investors Are Choosing Private Mortgages Over Condos in 2026 In 2026, a quiet but powerful shift is happening across Canadian real estate investing. Capital is moving. Not from real estate entirely — but away from condos and into private mortgages . Investors w... Home Equity Lendworth
High Income, Declined Mortgage: Welcome to 2026 In 2026, one of the most shocking realities facing Canadian professionals is this: You can earn six figures — and still be declined for a mortgage. Doctors. Business owners. Realtors. Tech consultants... Home Equity Lendworth
Selling Isn’t Your Only Option: Equity Solutions for GTA Homeowners In 2026, thousands of GTA homeowners are being told the same thing: “You should probably sell.” Behind on payments. Facing renewal shock. CRA arrears. Divorce. Rising debt. A bank that stopped returni... Economy Lendworth Market Watch
Jumbo Mortgages $2 Million to $10 Million+: Where Value Matters More Than Bank Rules At Lendworth , we specialize in jumbo mortgage loans from $2,000,000 up to $10,000,000+ for high-value residential real estate and select commercial properties across Ontario. We’re a niche private le... Home Equity Lendworth
Canada’s Housing Market Hit Pause — But 2026 Isn’t a Crash Story According to data from Canadian Real Estate Association (CREA) , national home sales declined 2.7% month-over-month in December 2025 , capping off a year that felt uneven, emotional, and heavily influ... Economy Home Equity Lendworth Real Estate
Why Credit Cards Broke — And Equity Took Over Need cash? Swipe. Short on money? Tap. Emergency? Put it on the card. That system worked — until it didn’t . In 2026, credit cards didn’t just become expensive. They broke the system . And homeowners ... Economy Lendworth