Toronto Small Business Property Tax Cut 2026: What It Means for Commercial Property Owners & Real Estate Investors Through the enhanced Small Business Property Tax Subclass , the City has increased the municipal tax reduction from 15% to 20% , delivering meaningful relief to approximately 28,000 small businesses a... Lendworth Mortgage News
Toronto Housing Crisis 2026: 30,000 Rental Homes at Risk — What It Means for Property Owners & Investors Toronto’s housing system is under serious pressure. Toronto Community Housing Corporation (TCHC), the city’s largest public landlord, is warning that nearly 30,000 rental homes could fall into critica... Home Equity Lendworth
Why Self-Employed Borrowers in Vaughan Are Turning to Private Mortgages Strong revenue. Healthy business. Substantial home equity. Yet the bank says: “We can’t approve your mortgage under current guidelines.” So why are so many self-employed borrowers in Vaughan turning t... Home Equity Lendworth Real Estate
Mortgage Coming Due in 30 Days? What Ontario Homeowners Must Do Immediately In 2026, renewals are no longer automatic. Banks are re-underwriting files aggressively — and approvals are taking longer than many homeowners expect. If you’re inside the 30-day window, here’s exactl... Home Equity Lendworth
The 2026 Ontario Private Mortgage Guide: Rates, Rules, Risks & How to Qualify In 2026, tighter underwriting, appraisal sensitivity, and stricter debt-ratio enforcement have pushed more Ontario homeowners toward private mortgages . This is your complete, no-nonsense guide to how... Home Equity Lendworth Real Estate
Income Needed to Get a Mortgage in Toronto (2026) — And What Banks Don’t Tell You With average home prices still hovering near the $900,000–$1,000,000 range, traditional lenders require extremely high income levels just to pass the federal mortgage stress test. For many hardworking... Home Equity Lendworth Real Estate
Bank Asking for Too Many Documents? Why Mortgage Approvals Are Taking 60+ Days T4s. NOAs. Bank statements. Employment letter. Then the email comes: “We require additional documentation.” Again. And again. And again. In 2026, Ontario mortgage approvals that once took 7–14 days ar... Home Equity Lendworth Real Estate
Why Toronto Investment Properties Are Suddenly Failing Bank Refinancing But in 2026, investors across the GTA are hearing something unexpected: “Your refinance has been declined.” Even with: ✔ Solid equity ✔ On-time payments ✔ Strong credit ✔ Stable tenants So what change... Home Equity Lendworth
Notice of Sale Ontario Timeline: How Fast It Moves (2026 Guide) Many homeowners underestimate how fast the legal timeline moves — and by the time they realize it, they’re weeks away from losing control of their property. Here’s exactly how the Ontario Notice of Sa... Home Equity Lendworth
Mortgage Renewal Denied in Ontario: What To Do Next (2026) Across Toronto, Vaughan, Mississauga, Brampton, Hamilton, and the Greater Toronto Area (GTA), more homeowners are receiving unexpected letters from their bank saying: “We are unable to renew your mort... Home Equity Interest Rates Lendworth
Trump Raises Global Tariff to 15%: What It Means for Canada, CUSMA & Ontario Real Estate in 2026 The move adds another layer of uncertainty for global markets — including Canada — at a time when interest rates, inflation, and mortgage renewals are already straining households. For Ontario homeown... Home Equity Lendworth Real Estate
Mortgage Non-Renewal in 2026? Your Equity Deserves More™ For most Ontario homeowners, mortgage renewal is routine. You sign a few documents, accept the new rate, and move on. But in 2026, a growing number of borrowers across Toronto, the GTA, and beyond are... Interest Rates Lendworth Real Estate