We provide fast home equity loans, second mortgages, refinancing, and debt consolidation for homeowners across Oshawa. Approvals are based on your equity — not your credit score. Flexible terms. Clear solutions. Fast funding.
Whether you’re self-employed, new to Canada, dealing with credit challenges, or facing urgent financial pressure, we help you unlock the value in your home without unnecessary delays.
✅ Why Oshawa Homeowners Trust Lendworth
⚡ Same-Day Approvals
Many Oshawa files receive same-day decisions, with funding often completed in 24–48 hours.
✔ Credit Is Not an Issue
Bad credit, bruised credit, missed payments, or prior bank declines are not automatic deal-breakers. We lend based on property equity.
📍 Oshawa Market Expertise
We understand Oshawa neighbourhood values, resale trends, and local lending realities — allowing for realistic approvals and smooth closings.
🏠 Private Mortgage Services in Oshawa
Home Equity Loans
Access the equity in your home without selling. Ideal for emergencies, investments, major expenses, or cash-flow relief.
First & Second Mortgages
Flexible private mortgage solutions to replace or layer behind existing financing when traditional lenders say no.
Debt Consolidation
Combine high-interest debts into one structured mortgage payment, helping reduce stress and improve monthly cash flow.
Refinance & Purchase Mortgages
Refinance to stabilize finances or purchase with private funding when timing, credit, or structure matters more than rate shopping.
🔑 Fast, Flexible Mortgage Solutions for Oshawa Homeowners
Oshawa homeowners often face:
Slow bank approvals
Strict lending rules
Stress tests that don’t reflect real equity
Challenges for self-employed or credit-impaired borrowers
Lendworth offers equity-based private mortgages tailored to Oshawa’s growing and diverse housing market — built around speed, clarity, and flexibility.
🌆 Serving Every Neighbourhood in Oshawa
We proudly work with homeowners across:
North Oshawa
Eastdale
Donevan
O’Neill
Lakeview
McLaughlin
Central Oshawa
Windfields
Pinecrest
Kedron
👉 If you have equity, you likely qualify.
❓ Top Oshawa Private Mortgage Questions — Answered
Can I qualify if I have bad or bruised credit?
Yes. Credit challenges are not a barrier if sufficient equity exists.
How fast can I get approved in Oshawa?
Many approvals are issued the same day, with funding in as little as 24–48 hours.
Do you lend on townhomes, semis, and condos in Oshawa?
Yes. We lend on all residential property types throughout Oshawa.
🧩 More Loan Products We Offer
Mortgage Types
First Mortgages
Second Mortgages
Purchases
Refinancing
Home Equity Lines of Credit
Bridge Loans
Land Loans
Construction Loans
Specialty Solutions
Private Lending
Self-Employed Mortgages
Debt Consolidation
Stop Power of Sale
Mortgage Arrears
Probate & Estate Loans
Emergency Loans
Divorce Buyout Loans
Every solution is structured around your home equity and your goals.
📞 Need a Private Mortgage in Oshawa? We’re Ready to Help.
Lendworth makes private lending fast, simple, and stress-free for Oshawa homeowners who need flexibility — not red tape.
📞 905-597-1225
Trusted by Oshawa homeowners who need real solutions — fast.
Your equity deserves more™