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Private Mortgages in Ontario — Equity-Based Lending

Clear private mortgage options based on your home’s equity — even when banks say no.

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✽  Serving Ontario

Why Homeowners Use Private Mortgages

1

Clear, Fast Decisions

Equity-based reviews without bank delays.

2

Flexible Requirements

Self-employed income, credit challenges, or recent declines considered.

3

Access Home’s Equity

Use property value to solve real-world financial needs.

What We Offer

HELOC

Home Equity Loans

Second Mortgage

Second Mortgages

First Mortgage

First Mortgages

Land Loans

Land Loans

Bridge Loans

Bridge Loans

Construction Loans

Construction Loans

Who Qualifies?

Designed for Borrowers Who Don’t Fit Traditional Bank Requirements.



Ontario homeowners with available equity

Borrowers needing fast or flexible financing


Self-employed or non-traditional income earners


Credit challenges or recent bank declines


Homeowners consolidating high-interest debt


Need to consolidate high-interest debt 

How it works?

Request a Review

Share basic property details — no obligation.

Equity Assessment

We review your property value and options.

Get Funded Fast

Once documents are complete, funds are released.

Trusted by Ontario Homeowners Who Need Private Lending Solutions.

Lendworth makes it fast, simple, and stress-free.

Top Private Mortgage questions answered

Request a no-obligation private mortgage review

Lendworth approves files based on equity, property value, and real-life situations — not rigid credit or income rules. While banks can take weeks, our approvals can be issued in as little as 2 hours, with funding often within 24 hours. We solve problems quickly and provide flexible solutions when timing matters.

Our private lending solutions are ideal for Ontario homeowners who:

• Need funds fast

• Are self-employed or have non-traditional income

• Have bruised or low credit

• Are in arrears or facing Power of Sale

• Need equity for renovations, business, legal, or personal reasons

If you have equity, Lendworth can likely help.

We provide a full range of flexible private lending options, including:

• First and Second Mortgages

• Bridge Loans

• Construction & Renovation Financing

• Land & Lot Loans

• Debt Consolidation

• Arrears & Power of Sale Solutions

• Emergency Home Equity Loans

Each solution is custom-built for your timeline, goals, and exit strategy.

More Loan Products We Offer

Explore more of our loan options below and find the one that best fits your needs.

Mortgage Solutions We Offer

We have a solution built around your home equity and your goals.

Lendworth approves Ontario homeowners quickly based on equity — not complicated bank rules.

Ready for Fast, Flexible Financing?

What you will get


  Wonderful experience

  Quick Answers

  Fast Funding

Get Options