✽ Serving Ontario
Why Choose a Private Mortgage?
Fast Approvals
Get approved the same day with simple equity-based lending.
Flexible Requirements
Credit issues, self-employed income, or recent declines accepted.
Access Home’s Equity
Use your property value to unlock funds quickly..
What We Offer
Home Equity Loans
Second Mortgages
First Mortgages
Land Loans
Bridge Loans
Construction Loans
Who Qualifies?
Designed for Borrowers Who Don’t Fit Traditional Bank Requirements.
Own a home in Ontario
Have 20–25% equity
Need fast or flexible mortgage options
Self-employed, bad credit, or non-traditional income
Bank declined you
Need to consolidate high-interest debt
How it works?
Apply Online
Submit your basic details — no documents needed upfront.
Receive Your Approval
We assess your equity and property value, not your credit score.
Get Funded Fast
Funds are released once documents/appraisal are completed.
Trusted by Ontario Homeowners Who Need Private Lending Solutions.
Lendworth makes it fast, simple, and stress-free.
Top Private Mortgage questions answered
Start your application with Ontario’s direct private lender
Lendworth approves files based on equity, property value, and real-life situations — not rigid credit or income rules. While banks can take weeks, our approvals can be issued in as little as 2 hours, with funding often within 24 hours. We solve problems quickly and provide flexible solutions when timing matters.
Our private lending solutions are ideal for Ontario homeowners who:
• Need funds fast
• Are self-employed or have non-traditional income
• Have bruised or low credit
• Are in arrears or facing Power of Sale
• Need equity for renovations, business, legal, or personal reasons
If you have equity, Lendworth can likely help.
We provide a full range of flexible private lending options, including:
• First and Second Mortgages
• Bridge Loans
• Construction & Renovation Financing
• Land & Lot Loans
• Debt Consolidation
• Arrears & Power of Sale Solutions
• Emergency Home Equity Loans
Each solution is custom-built for your timeline, goals, and exit strategy.
More Loan Products We Offer
Explore more of our loan options below and find the one that best fits your needs.
Mortgage Solutions We Offer
We have a solution built around your home equity and your goals.
Lendworth approves Ontario homeowners quickly based on equity — not complicated bank rules.
Ready for Fast, Flexible Financing?