Bad credit? Behind on payments? Self-employed?
If you have equity, you’re already halfway approved.
Why North York Homeowners Trust Lendworth
1. Same-Day Approvals
Fast decisions and funding — often in 24–48 hours, even for urgent situations like arrears or power of sale.
2. Bad Credit? No Problem
We lend based strictly on home equity, not your credit score or income type.
3. Local North York Expertise
We understand Toronto neighbourhoods, property values, and the real challenges homeowners face today.
Private Mortgage Services in North York
Home Equity Loans
Unlock your home’s value without refinancing your entire mortgage. Perfect for renovations, debt consolidation, emergency cash flow, tax arrears, or investment opportunities.
First & Second Mortgages
Flexible, equity-driven lending for purchases, renewals, refinancing, or topping up existing mortgages. No long bank delays. No endless documentation.
Debt Consolidation Mortgages
Roll high-interest credit cards, loans, and arrears into one lower monthly payment. Stop the stress, stop the collection calls, and get back in control.
Refinance & Purchase Mortgages
Whether upgrading your home, paying off debt, or securing a fast purchase, we structure mortgage solutions based on your goals — not rigid bank rules.
Fast, Flexible Mortgage Solutions for North York Homeowners
North York is one of the most competitive and expensive real estate markets in Canada — and major banks have never been harder to deal with. If your bank is slow, declining you, or drowning you in paperwork, Lendworth offers the alternative.
We provide equity-based lending for real people with real needs:
Missed payments
Property tax arrears
High credit card debt
Self-employed income
Bruised or low credit
Urgent timelines
Renovation financing
Investment property opportunities
If you have equity, you likely qualify.
Serving Every Neighbourhood in North York & Toronto
We fund homeowners across:
North York
Etobicoke
Scarborough
Midtown
Downtown Toronto
High Park
East York
Beaches
And every neighbourhood in between
Wherever your property is located, we can help.
Top North York Mortgage Questions — Answered
Do you offer private mortgages in North York?
Yes — we specialize in fast equity-based mortgages across all of Toronto.
Can I get approved with bad credit or self-employment?
Absolutely. Your approval is based on equity, not credit score or income type.
How fast can I get a mortgage approval in North York?
We often provide conditional approvals same day and funding within 24–48 hours.
More Loan Products We Offer
First Mortgages
Second Mortgages
Home Equity Line of Credit (HELOC)
Refinance
Purchases
Bridge Loans
Land Loans
Construction Loans
Mortgage Solutions for Every Situation
Private Lending
Debt Consolidation
Self-Employed Mortgages
Stop Power of Sale
Mortgage Arrears
Probate & Estate Loans
Emergency Loans
Divorce Buyout Loans
Need a Private Mortgage in North York? We’re Ready to Help.
Lendworth makes it fast, simple, and stress-free to access the equity in your home — with local expertise and same-week funding.
📞 Call today for a free, no-obligation equity assessment.
Your home’s equity is the key to your financial breakthrough.