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Private Lender in Toronto — Fast Home Equity & Second Mortgages

Toronto homeowners are turning to private lenders more than ever — not because they want to, but because the banks have become slower, stricter, and harder to deal with.
December 9, 2025 by
Private Lender in Toronto — Fast Home Equity & Second Mortgages
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Lendworth, we offer fast, flexible, equity-based mortgage solutions designed for real people living in one of the most expensive cities in the country.

Whether you need a home equity loan, second mortgage, refinance, or debt consolidation, we make it simple, stress-free, and fast.

Why Toronto Homeowners Choose Lendworth

1. Same-Day Approvals

Most clients receive a decision the same day — with funding commonly in 24–48 hours.

2. Bad Credit Is Not a Barrier

Banks judge your past.

We judge your equity.

Missed payments, collections, low income, or self-employed? Not a problem.

3. True Toronto Expertise

From Downtown condos to family homes in Etobicoke and luxury properties in Midtown, we understand Toronto’s real estate market better than anyone.

Private Mortgage Services in Toronto

Home Equity Loans

Unlock cash quickly from your home’s value — perfect for renovations, debt payoff, business capital, or unexpected expenses.

First & Second Mortgages

Fast, flexible, and customized. We fund the deals banks decline, with simple documentation and straightforward approvals.

Debt Consolidation Mortgages

High-interest debt weighing you down? Roll everything into one manageable payment using your home equity.

Refinance & Purchase Mortgages

Optimize your rate, access capital, or move forward with a new home purchase — even if the bank says no.

Fast, Flexible Private Mortgage Solutions for Toronto Homeowners

Toronto remains one of Canada’s toughest mortgage markets.

Banks are demanding more documents, higher credit scores, and strict income verification.

Meanwhile, homeowners still need fast, practical, and flexible mortgage solutions.

That’s where Lendworth comes in.

We offer equity-based lending across Toronto, including:

  • North York

  • Etobicoke

  • Scarborough

  • Downtown & Midtown

  • High Park

  • The Beaches

  • East York

  • Leaside

  • Roncesvalles

  • Leslieville

  • …and every neighbourhood in between

If you have equity, you likely qualify — even when the bank says no.

Serving Every Neighbourhood in Toronto

Whether your property is a detached home, condo, townhouse, multi-unit, or investment property, we lend across:

  • Downtown Toronto

  • North York

  • Etobicoke

  • Midtown

  • High Park

  • East York

  • Scarborough

  • The Junction

  • Danforth Village

Lendworth makes your mortgage approval fast, simple, and stress-free.

Top Toronto Mortgage Questions Answered

Do you lend on all types of properties in Toronto?

Yes — condos, detached homes, semis, townhomes, duplexes, triplexes, and rental properties.

How fast can I get a private mortgage approval?

Our fastest approvals arrive the same day, with many homeowners receiving funds within 24–48 hours.

What types of mortgage solutions do you offer?

We fund:

  • First & second mortgages

  • Debt consolidation mortgages

  • Home equity loans

  • Bridge loans

  • Construction & renovation financing

  • Power of Sale and arrears solutions

  • Emergency home equity loans

All are equity-based and tailored to Toronto’s fast-moving real estate landscape.

More Loan Products We Offer

  • First Mortgages

  • Second Mortgages

  • Purchase Mortgages

  • Refinance Solutions

  • Home Equity Lines (HELOC alternatives)

  • Bridge Loans

  • Land Loans

  • Construction Loans

Mortgage Solutions Tailored to You

  • Private Lending

  • Self-Employed Mortgage Options

  • Debt Consolidation

  • Stop Power of Sale

  • Mortgage Arrears Solutions

  • Probate & Estate Loans

  • Emergency Loans

  • Divorce Buyout Mortgages

If you own a home in Toronto and have equity — you’re already halfway approved.

Need a Private Mortgage in Toronto? Lendworth Is Ready to Help.

Fast approvals.

Flexible solutions.

Local expertise.

Stress-free process.

Whether you’re catching up on bills, consolidating debt, renovating your home, or navigating a tough bank decline, Lendworth provides Toronto homeowners with reliable, fast mortgage solutions based on equity, not credit.

Contact Lendworth today and get approved by Toronto’s trusted private lender.

Toronto Mortgages