Bad credit accepted. Bank decline? Self-employed? No problem.
Funding available in as little as 24–48 hours.
Why Ajax Homeowners Trust Lendworth
✅ Same-Day Approvals
Fast decisions without bank delays. Many files funded within 24–48 hours.
✅ Credit Is Not the Focus
We lend based on property equity, not rigid credit rules.
✅ Local Ajax Expertise
We understand Ajax neighbourhoods, property values, and market conditions.
Private Mortgage Services in Ajax
🏠 Home Equity Loans
Access your home’s equity for renovations, investments, or urgent needs — without endless paperwork.
🔑 First & Second Mortgages
Flexible first and second mortgage options for homeowners who need speed and certainty.
💳 Debt Consolidation
Combine high-interest debt into one manageable mortgage payment secured by your property.
🔄 Refinance & Purchase Mortgages
Refinance to improve cash flow or complete a purchase when traditional lenders won’t cooperate.
Fast, Flexible Mortgage Solutions for Ajax
Ajax continues to grow, but stricter bank stress tests and slow approvals are leaving many homeowners stuck.
If you’re facing:
Bank declines
Renewal issues
Income verification challenges
Tight timelines
Lendworth offers a faster, equity-based alternative.
We proudly serve homeowners across Ajax, Pickering, Whitby, Oshawa, Courtice, Bowmanville, and all of Durham Region.
Serving Every Neighbourhood in Ajax
If you have equity, you likely qualify.
Central Ajax
Northwest Ajax
Northeast Ajax
South Ajax / Lakeside
Duffins Bay
Pickering Village
And every neighbourhood in between
Top Ajax Mortgage Questions — Answered
Do you offer private mortgages in Ajax?
Yes. We provide private mortgages across Ajax and Durham Region.
Can I get approved with bad credit or self-employment income?
Yes. Equity matters more than credit score or traditional income.
Do you lend on condos, townhomes, and rental properties in Ajax?
Yes. We lend on houses, condos, townhomes, and rental properties.
More Loan Products We Offer
First Mortgages
Second Mortgages
Purchases
Refinance
Home Equity Lines of Credit (HELOC)
Bridge Loans
Land Loans
Construction Loans
Specialized Mortgage Solutions
Private Lending
Self-Employed Mortgages
Debt Consolidation
Stop Power of Sale
Mortgage Arrears
Probate & Estate Loans
Emergency Loans
Divorce Buyout Loans
Need a Private Mortgage in Ajax? We’re Ready to Help.
Fast, flexible home equity solutions from a local private lender that understands Ajax.
⏱️ Same-day approvals available
🏠 Ontario-focused. Equity-based. Results-driven.
Your equity deserves more™