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TFSA Limit Is Increasing to $7,000 in 2026 — Here’s Why Lendworth Investors Should Top Up Now

The Government of Canada has officially confirmed it: the 2026 TFSA contribution limit is rising to $7,000.
December 2, 2025 by
TFSA Limit Is Increasing to $7,000 in 2026 — Here’s Why Lendworth Investors Should Top Up Now
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For smart investors — especially those who prioritize tax-efficient, stable monthly income — this is a major opportunity.

And for Lendworth shareholders, it’s the perfect moment to increase your TFSA holdings, boost your tax-free yield, and compound more of your earnings in 2026.

What Does the 2026 TFSA Increase Mean for You?

Starting January 1, 2026, every eligible Canadian gets an additional $7,000 of TFSA room.

If you’ve never contributed before, your total lifetime room (since 2009) will be well over $100,000 — all of it eligible for tax-free growth.

But here’s the real advantage:

When you invest inside your TFSA, all Lendworth MIC monthly distributions grow 100% tax-free. That means:

  • More monthly cash flow in your pocket

  • No tax on distributions

  • No tax on reinvested returns

  • No tax on withdrawals

In a high-rate environment, tax efficiency matters more than ever — and this is the strongest TFSA contribution increase we’ve seen yet.

Why Lendworth MIC Is One of Canada’s Most Powerful TFSA Investments

With banks paying minimal yields and equity markets still uncertain, many investors are shifting toward asset-backed private mortgage income — specifically MICs that focus on conservative, low-LTV residential lending.

Lendworth MIC stands out because:

Stable double-digit returns (historically 10–12%+)

Monthly distributions — tax-free inside a TFSA

Strong underwriting discipline: low LTV, Ontario residential focus

Zero realized losses in the past two years of operations

RRSP, TFSA, RRIF, LIRA eligible

 Overview by Lendworth Asset Management Corp.

When you top up your registered account (TFSA, RRSP, LIRA, RRIF), you’re compounding tax-free or tax-deferred income backed by real Ontario real estate security.

How Shareholders Can Top Up for 2026

If you're an existing Lendworth MIC investor, topping up is quick and easy.

1. Contact the Lendworth Investor Relations team

📧 invest@lendworth.ca

📞 905-597-1225

2. We’ll confirm your 2026 TFSA eligibility & remaining contribution room

3. Choose your investment option

  • Class B Common Shares

  • Reinvest through DRIP or direct contribution

4. We coordinate with your trustee or registered plan provider

Whether your TFSA sits with Olympia Trust, CI, Questrade, or any other custodian — we handle all paperwork.

**The Best Time to Add to Your TFSA? January 1, 2026 — Or Earlier.

Most investors wait until the middle of the year to top up.

But the investors who grow their wealth fastest do the opposite:

They invest their new TFSA room immediately, so their money compounds for the full 12 months.

Even better?

If you have unused TFSA room from previous years, you can top up today and get a jump on 2026 returns.

Reminder for Lendworth Shareholders

The 2026 TFSA contribution limit is now officially:

🎉 $7,000 per Canadian

🎉 $100,000+ lifetime room (if unused)

🎉 100% tax-free income when invested with Lendworth MIC

If you're planning to increase your investment, consolidate accounts, or start a new registered plan with Lendworth — this is the time to do it.

Ready to Top Up Your TFSA for 2026?

📩 investor@lendworth.ca

📞 905-597-1225

🔗 www.lendworth.ca/invest

Lendworth — Your equity deserves more™

Secure. Conservative. Monthly income. Tax-free.