Best Banks in Canada to Refinance With in 2026 — And What to Do If They Say No Below is a realistic, no-nonsense breakdown of the best banks in Canada to refinance with — and the smart next move if the bank says no . The Best Canadian Banks to Refinance With (2026) 1. RBC Royal ... Economy Lendworth Mortgage News
Welcome to 2026, Mortgage Brokers — This Is Your Year. And It Might Be Time for a New Brokerage. If 2025 felt like a grind — tighter deals, tougher lending rules, shrinking margins, compliance headaches, and brokerages that take more than they give — then 2026 is your reset button. This is the ye... Home Equity Lendworth Mortgage News
Why Good Credit No Longer Guarantees Mortgage Approval in Canada “Keep your credit score high and the bank will approve you.” That rule is quietly breaking down. In 2025—and heading into 2026— thousands of Canadians with strong credit are being declined, downsized,... Lendworth Mortgage News
Bank Declined You in 2025? Why 2026 Will Be Even Harder And here’s the uncomfortable truth most borrowers don’t realize yet: 👉 2026 is shaping up to be even tougher. Not because homes suddenly became unaffordable — but because banks changed how they decide... Economy Lendworth Mortgage News
The Hidden Goldmine in Ontario: Why Savvy Investors Are Snapping Up Mortgage Notes for Sale Ontario investors are quietly shifting strategies — away from traditional real estate ownership and toward mortgage notes, mortgage paper, and private lending opportunities. Why? Because mortgage note... Lendworth Mortgage News
Why More Canadians Are Buying U.S. Property Without Selling in Ontario Instead of cashing out of Ontario real estate, more Canadians are buying property in the U.S. while keeping their Canadian homes . Florida, Arizona, and Texas are seeing a surge of Canadian buyers — n... Lendworth Mortgage News
Why More Canadians Are Leaving for a Warmer Winter — and How to Make the Move More Canadians than ever are asking: Should I buy a home in the U.S.? Can I use my Ontario home equity to move south? How do I finance a Florida property as a Canadian? The good news? You have options... Lendworth Market Watch Mortgage News
How to Get Your Mortgage Licence in Ontario (2026 Guide) Thinking about becoming a licensed mortgage agent in Ontario ? You’re not alone. Searches for “how to get a mortgage licence in Ontario” , “mortgage agent course Ontario” , and “become a mortgage brok... Lendworth Mortgage News
The Bank Said No: Why GTA Homeowners Are Turning to Private Mortgages in 2026 Across the Greater Toronto Area, banks are quietly tightening lending standards. Mortgage renewals are no longer automatic. Condo values are under pressure. Self-employed income is being scrutinized h... Economy Lendworth Mortgage News
Join Lendworth and Become a Top-Earning Mortgage Professional in Vaughan At Lendworth , we’re actively recruiting mortgage professionals at all levels who want: Fair, transparent commissions Real underwriting and back-end support Faster closings The ability to scale their ... Economy Lendworth Mortgage News
Bank of Canada Holds Benchmark Interest Rate Today as Strong Economic Data Tempers Expectations for Further Cuts The decision comes as economic indicators continue to show more strength than many analysts expected, significantly reducing the likelihood of another rate cut in the near term. Heading into today’s a... Interest Rates Mortgage News
Holiday Money Stress? Consolidate Your Debt Before Christmas With Lendworth’s Fast Equity-Based Mortgage Solutions If you’re feeling the crunch, you’re not alone… and you’re not out of options. Right now is the perfect time to get ahead of your finances , reduce monthly payments, and give yourself the breathing ro... Lendworth Mortgage News