And in today’s volatile real estate market, being wrong about your equity can cost you:
missed refinance opportunities
higher interest payments
declined bank applications
lost investment opportunities
unnecessary financial stress
The problem?
Most homeowners have no idea what their home is actually worth — and most online calculators are wildly inaccurate.
That’s why thousands of homeowners across Ontario are now using Lendworth EquityCheck™, a free lender-grade home value and equity report that gives you real numbers in just 2 minutes.
👉 Get your complimentary EquityCheck™ valuation
https://www.lendworth.ca/equity-check
🔍 Why Homeowners Miscalculate Their Equity by $50,000–$80,000
Most people use:
Outdated website estimates
What their neighbour “sold for”
Bank appraisals from years ago
Random advice from Realtors
Guesswork
But none of these reflect real-time market values or lending criteria.
Here’s what most online estimators get wrong:
❌ They don’t use the newest comparable sales
❌ They don’t adjust for renovations or upgrades
❌ They don’t factor in lot size and condition
❌ They don’t use lender underwriting logic
❌ They use automated algorithms, not real data
❌ They ignore neighbourhood micro-trends
This is why homeowners consistently overestimate or underestimate their home value.
🧮 How Much Equity Do You Actually Have?
Home equity = Home Value – Remaining Mortgage Balance
Simple math, right?
Not exactly.
The key is the home value, and that’s where most people get it wrong.
Based on Lendworth’s 2025 data:
71% of Ontario homeowners underestimate their home value
22% overestimate by more than $100,000
The average error in Ontario? $80,000
62% have way more usable equity than they think
41% qualify for refinancing despite a bank decline
This means most people are sitting on hidden equity they didn’t even know they had.
🚀 Why Knowing Your Accurate Equity Matters
If your value estimate is wrong, you could be losing out on:
✔ Lower monthly payments through refinancing
✔ Debt consolidation using home equity
✔ Second mortgage approval
✔ HELOC options
✔ Renovation loans
✔ Investment opportunities
✔ Emergency liquidity
✔ Removing high-interest debt
Equity = power.
But only if you know how much you actually have.
🔥 Introducing EquityCheck™ — The Fastest Way to Know Your Real Equity
Lendworth EquityCheck™ gives you a free, lender-grade equity report using:
Real comparable sales
Neighbourhood-level data
Lender underwriting logic
Market adjustments
Equity calculation based on real lending criteria
No automated guesswork.
No outdated data.
No fake “online estimate.”
Just accurate numbers — fast.
👉 Get your free EquityCheck™ report here
https://www.lendworth.ca/equity-check
💡 Why EquityCheck™ Is More Accurate Than Anything Else Online
✔ Uses live comparable sales, not old averages
✔ Considers renovations, upgrades, rental suites
✔ Analyzes real lending conditions
✔ Reflects true property condition
✔ Evaluates your real borrowing power
✔ Completely free
✔ No credit check
✔ No obligation
This is the same process private lenders use during underwriting — and now Ontario homeowners can access it for free.
🏡 Who Should Use EquityCheck™?
EquityCheck™ is ideal for:
Homeowners thinking about refinancing
Anyone considering debt consolidation
People declined by banks
Homeowners in financial stress
Investors checking borrowing power
Seniors exploring reverse mortgages
Anyone simply curious about their home value
People preparing to sell in the next 12–24 months
If you own a home in Ontario, this report is 100% useful.
⚡ Get Your Free Equity Report — Takes 2 Minutes
No cost.
No hassle.
No credit hit.
Just the truth about your home value and borrowing power.
👉 Start your free EquityCheck™ now
https://www.lendworth.ca/equity-check
Stop guessing your equity.
Start using it.