According to recent data, the average one-bedroom rent in downtown Toronto has dropped to $2,224, down nearly $400 from its peak in late 2023. With a surge in condo supply, declining international student demand, and a softer job market, many landlords are now offering incentives like a month of free rent to fill vacancies.
This shift marks a growing challenge for traditional real estate investors who rely on steady cash flow and strong rent appreciation to generate returns. The rental market, once defined by urgency and competition, is now seeing tenants take their time — or even leave the city altogether in search of more affordable options.
💡 So Where Are Investors Turning?
In this shifting landscape, Lendworth offers a compelling alternative.
As a Mortgage Investment Corporation (MIC), Lendworth provides investors with access to asset-backed mortgage investments that are carefully underwritten and secured by real estate across Ontario. Rather than relying on rent collection and tenant turnover, investors in Lendworth earn consistent returns from interest income on private mortgage loans.
Why Lendworth Makes Sense Right Now:
✅ Steady, Predictable Yields – While rental income fluctuates, Lendworth investors benefit from fixed-rate, interest-bearing mortgage loans.
✅ Low Loan-to-Value (LTV) – With an average LTV under 60%, the investments are structured conservatively and backed by real property.
✅ Diversified Exposure – Funds are pooled and deployed across a range of carefully vetted residential mortgages, reducing single-property risk.
✅ No Property Management Hassles – No dealing with tenants, vacancies, maintenance, or rent collection.
✅ Eligibility for Registered Plans – Invest through RRSPs, TFSAs, RESPs, and more.
As rental market pressures rise and traditional landlords face tighter margins, Lendworth provides a frictionless way to stay in the real estate game — without the operational burden.
📈 In a down-rent market, make your capital work smarter. Discover the Lendworth difference.
Ready to learn more? Visit www.lendworth.ca or contact us directly to request an investor package.