Skip to Content

Why Lendworth MIC Is the Smarter Way to Invest in Canadian Real Estate

Canada’s real estate market is shifting—but smart investors aren’t backing away. They’re looking for stable, high-yield alternatives to traditional investments. That’s where Lendworth Mortgage Investment Corporation (MIC) comes in.

At Lendworth, we believe real estate-backed income should be accessible, secure, and profitable—even when interest rates, housing prices, and inflation are in flux. Our MIC is built to thrive in uncertain times by focusing on low loan-to-value (LTV) residential mortgages, consistent investor returns, and fully compliant operations under the Income Tax Act (Canada).

📈 What Is a MIC and Why Should You Care?

A Mortgage Investment Corporation (MIC) is a pool of capital that invests in private mortgages—typically short-term loans secured by real estate. Investors earn income through the interest paid by borrowers, with no corporate tax, as 100% of net income is distributed to shareholders.

Top reasons investors are moving capital into Lendworth MIC:

  • Targeted net annual returns of 8–10%
  • ✅ Secured by Canadian residential real estate
  • ✅ Focused on first and second mortgages under 80% LTV
  • ✅ Monthly or quarterly distributions
  • ✅ RRSP, TFSA, and RESP eligible
  • ✅ Managed by Lendworth Asset Management Corp., with deep lending expertise

🔍 The Market Opportunity in 2025

Canada’s big banks are tightening lending criteria—leaving thousands of qualified homeowners, developers, and investors in need of alternative mortgage solutions. That’s where Lendworth MIC steps in: to fill the gap with conservative, high-quality mortgage assets.

🧩 In Toronto and across Ontario, demand for equity-based financing is rising—whether for:

  • Debt consolidation
  • Bridge loans
  • Renovation financing
  • New home purchases
  • Business capital injections

As we lend smarter, our investors earn better.

🔒 Risk Management That Works

Lendworth MIC maintains a rigorous underwriting process, ensuring each mortgage is vetted for creditworthiness, collateral strength, and exit strategy. With a diversified mortgage portfolio and a proactive risk management approach, we aim to preserve capital and deliver steady returns—even in volatile markets.

💼 Who Can Invest?

Our MIC is ideal for:

  • 📊 Accredited investors seeking passive income
  • 💼 Portfolio managers and family offices
  • 👥 RRSP/TFSA investors looking for higher yield alternatives
  • 🔁 Real estate professionals reinvesting commissions or capital

🤝 Invest with Confidence. Invest with Lendworth.

Whether you're a seasoned investor or exploring MICs for the first time, Lendworth Mortgage Investment Corporation is your gateway to secure, real-estate-backed returns with full transparency and hands-on management.

📩 Want to learn more or request an Offering Memorandum?

Contact us today at info@lendworth.ca or visit www.lendworth.ca

Inflation Holds at 1.7% – What It Means for Canadian Borrowers in 2025
Canada's inflation rate held steady at 1.7% in May 2025, giving homeowners and mortgage seekers a glimmer of stability in what’s been a volatile financial year. According to Statistics Canada, lower travel costs and slower rent increases helped ease pressure on the Consumer Price Index (CPI)—offering a much-needed breather for Canadian families and real estate investors alike.