At Lendworth Mortgage Investment Corporation, we offer qualified investors the opportunity to participate in the robust residential mortgage market through a conservative, well-managed lending strategy. Whether you invest with cash or through registered funds like RRSPs, TFSAs, RESPs, or LIRAs, a MIC can deliver steady returns with reduced risk.
What Is a Mortgage Investment Corporation (MIC)?
A MIC is a specialized investment vehicle governed by Section 130.1 of the Income Tax Act (Canada). Its purpose is to pool capital from investors and lend it in the form of mortgages—typically on residential properties.
MICs are required to:
- Invest primarily in Canadian real estate secured mortgages
- Distribute 100% of their net income to shareholders
- Maintain a diversified portfolio with low loan-to-value (LTV) ratios to manage risk
The result? A tax-efficient, income-producing investment.
Why Invest with Lendworth MIC?
✅ 1. Conservative Lending Practices
Lendworth focuses on low LTV residential mortgages—primarily in the Greater Toronto Area and surrounding urban centers. This approach offers strong collateral coverage and limits downside exposure. Our underwriting is rooted in asset-based lending, prioritizing property value over borrower credit.
💸 2. Strong Yields and Consistent Returns
Our investors benefit from monthly distributions with annualized returns that outperform traditional GICs and bonds. Because we focus on short-term, high-yield lending opportunities, Lendworth MIC aims to deliver double-digit net returns while maintaining a disciplined lending strategy.
🏡 3. Exposure to a Resilient Market
Toronto remains one of Canada’s strongest and most liquid real estate markets, even through economic cycles. Our deep knowledge of local neighborhoods and market dynamics allows us to identify prime lending opportunities in residential real estate, including detached homes, condos, and townhomes.
📈 4. Registered Plan Eligible
Whether you're looking to grow your RRSP, TFSA, RESP, or LIRA, Lendworth MIC is fully eligible for registered accounts. Investing through these plans offers tax-sheltered or tax-deferred income—boosting your effective return.
🔒 5. Backed by a Professional Team
Our team at Lendworth brings decades of experience in mortgage lending, real estate investment, and asset management. With Lendworth Asset Management Corp. as our licensed administrator and Lendworth Financial as our origination partner, your investment is supported by industry professionals aligned with your long-term success.
Who Should Invest in a MIC?
MICs are ideal for:
- Income-seeking investors
- Retirees looking for monthly distributions
- Professionals diversifying from stocks and mutual funds
- RRSP/TFSA/RESP holders looking for higher yields
- Investors wanting real estate exposure without being landlords
How to Invest
Getting started with Lendworth is simple:
- Speak to our investor relations team
- Choose to invest with cash or through your registered accounts
- Start earning monthly income backed by solid residential real estate
Final Thoughts
Mortgage Investment Corporations like Lendworth offer a balanced, low-volatility investment with high potential returns. In uncertain markets, capital preservation and reliable income are more important than ever. With low LTVs, a disciplined lending model, and exposure to the dynamic Toronto real estate market, Lendworth MIC is positioned to deliver value for years to come.
Ready to grow your wealth the smart way?
📩 Contact us today to learn how you can invest in Lendworth MIC.