Thousands of Ontario homeowners are experiencing Mortgage Renewal Shock — monthly payments jumping 30–60% overnight as ultra-low rates from 2021–2022 expire.
Why Renewal Shock Is Hitting So Hard
1.7% mortgages renewing at 4%–6%+
Stress test rules blocking refinancing
Banks offering take-it-or-leave-it renewals
Household costs already at breaking point
What Smart Homeowners Are Doing
Instead of accepting unaffordable bank renewals, many are:
Using second mortgages to lower monthly pressure
Consolidating debt into equity
Choosing short-term private solutions until rates settle
How Lendworth Helps
At Lendworth, we approve based on equity — not stress tests.
✔ First & second mortgages
✔ Interest-only options
✔ Fast approvals (24–48 hours)
✔ Exit strategy back to banks later
📞 Call Lendworth: 905-597-1225
🌐 Home Equity Loans Ontario – Fast Private Mortgages
Your equity deserves more™