📉 Interest Rate Cuts Are on the Horizon—But Timing Is Everything
The Bank of Canada is set to make its next interest rate announcement on July 24, 2025, and the real estate and mortgage markets are bracing for impact.
After holding its key rate steady at 2.75% since early spring, economists are now divided: will the Bank signal a rate cut to support sluggish growth, or continue its cautious path in the face of stubborn inflation pockets?
For borrowers sitting on the fence—this is the moment to act.
🔍 What’s At Stake in This Announcement?
- Consumer confidence has dipped amid global tariff tension and a slow housing rebound in GTA & Vancouver.
- Mortgage renewal season is heating up, and fixed-rate borrowers are feeling the squeeze.
- Private lending demand is surging as major banks tighten credit guidelines.
A surprise cut on July 24 could spur a brief wave of market activity, pushing hesitant buyers and borrowers back into action. But those waiting too long risk missing their opportunity to refinance or secure funding before market dynamics shift again.
💡 Why Borrowers Are Turning to Lendworth Now
In this high-stakes climate, traditional lenders are pulling back—but Lendworth is stepping in.
✅ Equity-based approvals—we focus on the asset, not just the income
✅ Fast closings—within days, not weeks
✅ Flexible terms—from bridge loans to full refinancing
✅ Loan-to-Value up to 80% on strong GTA-area properties
Whether you need to unlock equity, finance a new purchase, or bridge a sale, our team moves fast to help you capitalize on market timing.
📲 What You Should Do Before July 24
✔️ Get a free equity estimate from Lendworth
✔️ Review your mortgage renewal or pre-approval
✔️ Refinance high-interest debts before possible Bank of Canada cuts shrink your options
✔️ Act now while rates are still steady, demand is manageable, and private capital is ready
🏡 Real Estate + Rates = Timing the Market Matters
At Lendworth, we believe in education-backed lending. That’s why we monitor market signals closely and help borrowers act ahead of the curve.
With the next BoC announcement around the corner, don't wait for headlines to move the market—get ahead of it with private lending that works on your schedule.
Ready to unlock your equity?
📞 Call us today or apply online at www.lendworth.ca