According to recent data, a growing number of homes across the GTA are now selling for less than their list price—a trend that’s opening new doors for smart buyers and strategic investors.
🔍 The Shift: From Overbidding to Undercutting
Back in the pandemic-era market, homes were routinely selling for hundreds of thousands over asking. Today, many listings are sitting longer—and sellers are adjusting expectations.
📊 Current Market Snapshot:
- The average sale-to-list price ratio across the GTA has dipped below 100%
- Certain neighbourhoods are seeing price reductions of 5–10% before offers even roll in
- First-time buyers and move-up buyers are re-entering the market with more negotiating power
🏡 Why It’s Good News for Homebuyers
If you’ve been waiting for the market to cool down, this is your moment.
Fewer bidding wars = more options, lower prices, and room to negotiate.
Even better? Lendworth can help you act fast with equity-based lending solutions that don’t require perfect credit or traditional income.
💰 Use Your Existing Equity to Make a Move
Want to buy a new home before selling your current one?
Need funds for a down payment or deposit?
Looking to capitalize on discounted listings?
Lendworth offers:
- ✅ Bridge loans up to 75% LTV
- ✅ Home equity loans and second mortgages
- ✅ Fast approvals with no income verification
- ✅ Funding within 48 hours
We lend on real homes in the GTA that you can drive by—no speculative deals, no fluff.
🧠 Smart Buyers Are Acting Now
While the market cools and sellers adjust, smart buyers are:
- Making offers below list price
- Negotiating more favourable terms
- Using private lending to get offers accepted faster than bank-financed deals
With home prices softening and interest rate cuts likely around the corner, this unique window of opportunity won’t last long.
🔑 Get Pre-Approved with Lendworth Today
If you want to take advantage of homes selling under asking, make sure your financing is ready.
At Lendworth, we help GTA buyers move quickly with:
- Equity-based lending
- No income verification
- Competitive rates and fast closings
📞 Call us today or apply online to start your next move.