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Flexible Mortgage Solutions in 2025: First Mortgages, Seconds, HELOCs & More from Lendworth

At Lendworth, we understand that no two borrowers are alike—and neither are their mortgage needs.
May 3, 2025 by
Flexible Mortgage Solutions in 2025: First Mortgages, Seconds, HELOCs & More from Lendworth
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That’s why we offer a full suite of flexible, equity-based mortgage solutions for homeowners, buyers, and real estate investors across Ontario. Whether you’re purchasing your first home, refinancing to access equity, or building a custom property, Lendworth has a product tailored for you.

Our Mortgage Products – Starting From Just 8.99% Per Year

First Mortgages – From 8.99%

Secure financing for purchases, refinances, or renewals. Our first mortgages are equity-driven and designed for fast closings with flexible terms.

  • Loan-to-Value up to 75%
  • Ideal for buyers with non-traditional income or urgent timelines

Second Mortgages – From 9.99%

Unlock the equity in your home without touching your first mortgage.

  • Use funds for renovations, business capital, tax arrears, or debt consolidation
  • Open and interest-only options available

HELOCs (Home Equity Lines of Credit) – From 9.99%

Enjoy flexible access to revolving credit, backed by your home’s value.

  • Interest-only payments
  • No fixed repayment date
  • Great for managing cash flow or ongoing projects

Construction Loans – From 10.99%

Build your dream home or investment property with staged construction financing.

  • Advanced in phases as work is completed
  • Secured against land and improvements
  • Tailored for builders, developers, and experienced renovators

Down Payment Loans – From 10.99%

Need help closing the gap on a new purchase? Lendworth’s down payment loans offer quick access to capital when time is of the essence.

  • Available for qualified purchases with strong exit strategies
  • Equity-backed and short-term in nature

Why Choose Lendworth?

  • Equity-Based Lending: We focus on the property, not just your credit score
  • Fast Approvals: Many deals funded in under 5 days
  • Custom Terms: Open, interest-only, or fixed options
  • Ontario Experts: Deep knowledge of the GTA and surrounding markets

Get Approved Today

At Lendworth, we believe in common-sense lending. If you have equity, we have solutions.

Contact Information:

  • Phone: +1 905-597-1225
  • Email: info@lendworth.ca
  • Address: 10-8750 Jane Street, Vaughan, Ontario, L4K 2M9, Canada