Meanwhile, bills pile up. Repairs stall. Temporary housing costs skyrocket. Life can feel stuck.
At Lendworth, we provide Insurance Payout Loans based on the equity in your home, so you can get fast relief now — not months from now.
If the insurance company is taking too long…
If your adjuster is still “reviewing documents”…
If you’re running out of savings while waiting…
We help you move forward immediately.
🚀 What Is an Insurance Payout Loan?
An Insurance Payout Loan gives Ontario homeowners fast access to cash before the insurance settlement arrives.
Instead of waiting weeks or months for your insurer to release funds, we lend against the equity in your home — even if your credit is bruised, even if you're behind on payments, and even if the insurer hasn’t approved the final amount yet.
This means you can:
Start repairs
Pay contractors
Cover temporary housing
Stop a Power of Sale
Manage mortgage or tax arrears
Keep life stable while your claim is pending
💡 Why Homeowners Choose Lendworth for Insurance Payout Loans
1. Equity-Based Approvals (Credit Doesn’t Matter)
We don’t need income documents or good credit.
Approval is based on property equity, not your score.
2. Fast Funding — Often in 24–48 Hours
Disasters don’t wait — and neither should you.
Most clients receive funds within two days.
3. No More Waiting Months for Insurers
Insurance claims drag on. We get you cash right now so you can rebuild without delay.
🔥 Top Reasons Families Use Insurance Payout Loans
Life doesn’t stop because your insurance company is slow.
From emergency repairs to survival expenses — we fund what matters most:
✔ Fire or flood damage repairs
✔ Temporary housing & relocation
✔ Contractors & construction deposits
✔ Legal fees or adjuster fees
✔ Mortgage or tax arrears
✔ Debris removal & cleanup
✔ Stopping a Power of Sale
✔ Emergency cash flow
✔ Living expenses during settlement delays
If the damage disrupted your home or finances, we can help bridge the gap until the insurer pays.
🧩 Who Qualifies in Ontario?
Insurance payout loans are designed for homeowners who don’t fit bank requirements but still need immediate capital.
You likely qualify if you:
Own a home anywhere in Ontario
Have at least 20–25% equity
Experienced a fire, flood, or insured property loss
Are waiting on an insurance claim
Have bad credit, missed payments, or unstable income
Need fast funds to repair, rebuild, or stay afloat
Even if your situation is complicated — we specialize in complicated.
🏠 Additional Lendworth Mortgage Solutions
Many homeowners combine an Insurance Payout Loan with other flexible mortgage options:
Home Equity Lines
Instant access to your equity for ongoing or unpredictable expenses.
First Mortgages
Fast, flexible financing when banks say no.
Second Mortgages
Tap into home equity to relieve cash flow strain.
Bridge Loans
Cover gaps while waiting for a sale, insurance payout, or refinancing.
⚠️ Why Insurance Delays Are Getting Worse in Ontario
Insurance companies today are facing:
Higher claim volumes
Increased fraud audits
Supply chain repair delays
Labour shortages
More complex inspections
This leads to longer review times, meaning families are waiting longer than ever to receive much-needed funds.
You shouldn’t have to pause your life because the insurer is slow.
With Lendworth, you don’t have to.
🔑 Get Your Insurance Payout Loan — Fast
If you're dealing with:
Fire damage
Flood damage
Water or storm destruction
A long insurance wait
Emergency repair bills
Temporary housing costs
Mortgage arrears
Lendworth can help you regain stability quickly and safely.
📞 Contact us today for a same-day approval.
💬 Speak with an expert who understands urgent situations.
⏳ Funds may be available in 24–48 hours.
Final Thought: Don’t Wait for the Insurance Company — Rebuild Now
Insurance Payout Loans are becoming one of Ontario’s most essential financial tools after a property disaster. When insurers take months, families need solutions today.
Lendworth ensures you:
✔ Rebuild faster
✔ Reduce stress
✔ Protect your home
✔ Avoid financial fallout
✔ Stay in control of your recovery
Your life shouldn’t be on hold.
Let’s get you moving forward again.