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Why Divorce Buyout Loans Are Suddenly in High Demand

With interest rates fluctuating and home values softening in parts of Ontario, many separating couples are realizing:
November 26, 2025 by
Why Divorce Buyout Loans Are Suddenly in High Demand
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With interest rates fluctuating and home values softening in parts of Ontario, many separating couples are realizing:

  • Selling the home might mean taking a loss

  • Banks are tightening mortgage rules

  • Approvals are slow

  • Income is harder to qualify on after separation

But Lendworth steps in with something the banks can’t offer:

🔥 A fast, flexible equity-based solution — even during divorce.

What Is a Divorce Buyout Loan?

A divorce buyout loan allows one spouse to keep the home by using its equity to:

✔ Buy out the other spouse

✔ Refinance existing mortgages

✔ Clear joint debts

✔ Prevent a forced sale

✔ Move forward without financial chaos

And because Lendworth is a private lender, we qualify based on equity, not income or credit history.

Whether you’re self-employed, rebuilding credit, between jobs, or still navigating separation paperwork —

you can still qualify.

👉 Full details: https://www.lendworth.ca/divorce-buyout-loan

Why Lendworth Is Ontario’s #1 Choice for Divorce Buyout Loans

1. Approvals in 2 Hours — Funding in 24 Hours

Banks can take weeks.

You don’t have weeks.

Lendworth moves at the speed divorce demands:

✔ 2-hour approvals

✔ 24-hour funding

✔ Same-day emergency options

You can settle fast and avoid drag-outs.

2. No Income Documents, No Credit Requirements

Divorce often disrupts income, jobs, credit scores, and cash flow.

Lendworth doesn’t penalize you for it.

We lend based on:

  • The value of your home

  • The available equity

  • How much you need for the buyout

Not your credit score or T4s.

3. Keep the Home You Worked So Hard For

Most people don't want to sell the home:

  • Kids live there

  • You’ve built memories

  • A sale in a bad market could cost you hundreds of thousands

  • You want stability, not another major life change

A divorce buyout loan lets you keep the home AND move on independently.

4. Avoid Forced Sales, Legal Battles & Delays

Divorce battles get expensive fast.

A fast buyout loan allows you to:

✔ Settle fairly

✔ Avoid court delays

✔ Reduce conflict

✔ Move forward on your terms

This is one of the biggest reasons lawyers refer clients to Lendworth.

5. Up to 80% LTV — Even When Banks Say No

Traditional lenders often cap divorce refinances at strict ratios.

Lendworth funds up to 80% of home value, giving you:

  • More leverage

  • More options

  • More cash to complete the buyout

How Lendworth Makes Divorce Buyouts Simple

  1. Apply online in minutes

  2. Get approved in 2 hours

  3. We coordinate directly with your lawyer

  4. Funds are available within 24 hours

  5. You buy out your spouse and move forward

Fast, private, stress-free.

👉 Start here: https://www.lendworth.ca/divorce-buyout-loan

Real Reasons People Choose Lendworth During Divorce

  • “My bank needed 3 weeks. Lendworth approved me in 90 minutes.”

  • “Self-employed — banks wouldn’t touch me. Lendworth did.”

  • “Needed to keep the home for the kids. They made it possible.”

  • “Avoided a forced sale and settled much faster.”

Divorce Is Hard. Keeping Your Home Doesn’t Have to Be.

If you’re separating and want to keep the home, complete a fair buyout, or avoid selling —

Lendworth is Ontario’s fastest and most flexible divorce buyout lender.

📞 Call Now: 905-597-1225

👉 Apply Online: https://www.lendworth.ca/divorce-buyout-loan

🏠 Lendworth Financial – Your equity deserves more™

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