2025 is shaping up to be one of the toughest years Ontario homeowners have faced in over a decade. With mortgage renewals at higher rates, rising arrears, and banks tightening lending, thousands of homeowners are on the brink of receiving a Notice of Sale.
If you’re behind on payments, struggling with rising bills, or already received legal letters — you are not alone.
And most importantly: you still have options.
This article explains:
Why 2025 is triggering a surge in Power of Sale
How quickly lenders can act
What steps you must take immediately
And how Lendworth can stop the process in 24 hours
⚠️ Why Power of Sale Filings Are Surging in 2025
Ontario is experiencing a perfect storm:
1. Mortgage Renewals at Higher Rates
Thousands of fixed-rate mortgages are renewing in 2025 — and many households are seeing monthly payments jump by $500–$1,500+.
2. Increase in Late Payments & Arrears
More homeowners fell behind this year due to the cost of living, job changes, property tax arrears, and unexpected expenses.
3. Banks Are Declining More Borrowers
Even responsible homeowners are being declined renewal financing due to:
lower income
higher debt
bruised credit
self-employment
reduced home values
4. Private Lenders Are Filing Power of Sale Faster
Some lenders start the process after as little as 15 days of missed payments.
This is why so many Ontarians are searching: “How do I stop power of sale?”
❗ What Is Power of Sale? (20-Second Summary)
Power of Sale is the legal process lenders use to take possession of a home and sell it if payments fall behind.
The scary part?
It moves fast in Ontario.
Here’s the typical timeline:
Miss 1–2 payments → Lender contacts homeowner
Notice of Sale issued → Registered on title
Redemption period (35–45 days)
Eviction & forced sale can follow
You can lose your home before you even realize how fast things are moving.
❤️ The Truth: Power of Sale Can Be Stopped — Even Last-Minute
Most homeowners panic when they receive a Notice of Sale…
But the good news is:
A private mortgage or second mortgage can IMMEDIATELY stop the process.
Lendworth specializes in:
✔ Arrears solutions
✔ Rescue refinances
✔ Second mortgages
✔ Paying off the lender threatening sale
✔ Stopping eviction and legal action
If you have equity in your home, you can stop everything — even if:
your credit is bruised
you’re self-employed
you were already declined by the bank
you’re in collections or tax arrears
🚨 Signs You're at Risk of Power of Sale
If any of these apply, take action now, not later:
Behind on 1+ mortgage payments
Property tax arrears
CRA debt growing
Bank declining your renewal
Receiving legal letters
Your lender stopped taking your calls
You got a Notice of Default or Notice of Sale
The earlier you call, the easier it is to fix.
But even if you’re last-minute, Lendworth can help.
🛑 How Lendworth Stops Power of Sale in 24 Hours
Lendworth is an equity-based private mortgage lender.
That means your approval depends on your home’s value, not your income or credit.
Here’s how we stop the process immediately:
Review your file the same day
Approve you within 24 hours
Pay out arrears, taxes, or the lender taking legal action
Bring the mortgage back into good standing
Stop legal fees from piling up
📞 Call now: 905-597-1225
Your home is worth protecting.
🧠 Why Homeowners Choose Lendworth in Emergencies
✔ 24-hour approvals
✔ No income proof required
✔ We work with bruised or low credit
✔ We fund anywhere in Ontario
✔ We deal with your lawyer and lender directly
✔ Zero judgement — just solutions
📍 Real Ontario Situations We See Every Day
Single mom behind 2 payments → saved in 48 hours
Self-employed contractor denied by bank → approved same day
Elderly couple with tax arrears → power of sale stopped instantly
Investor with multiple properties → consolidated debt and saved portfolio
Your story is different — but the solution may be the same.
🌟 Final Word: Don’t Wait for the Lender to Take Your Home
Power of Sale moves fast.
But the solution can move faster — if you take action now.
🛑 Stop Power of Sale Today
📞 905-597-1225
👉 24-hour approvals across Ontario
👉 Visit: https://www.lendworth.ca/stop-power-of-sale
Your equity deserves more.
And Lendworth makes it possible.