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Self-Employed and Struggling to Get a Mortgage? Private Lender for Business Owners

If you’re self-employed in Ontario, getting a mortgage from a bank can feel impossible.
November 24, 2025 by
Self-Employed and Struggling to Get a Mortgage? Private Lender for Business Owners
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Tax write-offs, fluctuating income, inconsistent pay cheques — the second you say “I’m self-employed,” most lenders slam the brakes.

But here’s the truth the banks won’t tell you:

👉 Self-employed Canadians are some of the most financially responsible borrowers in the country — yet they’re the least understood by banks.

And that’s exactly why more business owners are turning to Lendworth for fast, flexible mortgage solutions.

📌 Learn more: https://www.lendworth.ca/self-employed

📞 Talk to us now: 905-597-1225

Why Self-Employed Borrowers Are Choosing Lendworth Instead of the Banks

Traditional lenders demand:

❌ 2 years of NOA

❌ T1 Generals

❌ Employment letters

❌ Debt ratio proofs

❌ Salary verification (impossible for real entrepreneurs)

Lendworth does NOT.

Instead, we focus on what actually matters:

✔ The value of your home

✔ Your equity

✔ Your business reality — not your write-offs

✔ Your goals, timelines, and cash-flow needs

Whether you need a first mortgage, second mortgage, bridge loan, or home equity loan, we lend based on asset strength, not bank-style red tape.

Same-Day Mortgages for Self-Employed Canadians — Yes, It’s Real

Self-employed clients come to Lendworth for one reason:

We move fast.

While banks take weeks (or months), Lendworth typically offers:

🚀 Approvals in 2 hours

💼 Funding in as little as 24 hours

🧾 No income documents required

💳 No credit score minimum

🏡 Up to 80% LTV

📍 Ontario-wide coverage

If you run a business, time is money — and we respect that.

Real Reasons Self-Employed Borrowers Come to Lendworth

We help when banks say no — including:

🔹 Heavy tax write-offs

🔹 Irregular income

🔹 New business owners

🔹 Past credit issues

🔹 CRA debts

🔹 High business expenses

🔹 Tight closing deadlines

🔹 Missed payments

🔹 Consolidating high-interest debt

🔹 Funding for business growth

If the banks don’t “understand your income”…

Lendworth understands your equity.

The Lendworth Advantage: Designed for Entrepreneurs

Self-employed life is unpredictable — your mortgage shouldn’t be.

Our products include:

⭐ First Mortgages for Self-Employed

Perfect for business owners who need flexibility, not bank-level documentation.

⭐ Second Mortgages & Home Equity Loans

Tap into equity to grow your business, pay off tax debt, invest, or weather slow seasons.

⭐ Bridge Loans

Fast, same-day financing when buying, selling, or closing.

⭐ Debt Consolidation Solutions

Wipe out high-interest cards and business credit with one low monthly payment.

📌 Explore all options here: https://www.lendworth.ca/self-employed

Why This Matters in 2025

The Canadian financial landscape has changed.

Banks are tightening.

Self-employed borrowers are being filtered out.

And as interest rates fluctuate, speed and certainty are everything.

Lendworth is filling the gap with a simple promise:

👉 If you have home equity — we can help. Fast.

Apply Today. Get Approved Today.

Self-employed Canadians deserve better than the banks’ one-size-fits-all rules.

At Lendworth:

📞 Call Now: 905-597-1225

👉 Apply Online: https://www.lendworth.ca/self-employed

Get funded within 24 hours

Your business works fast.

Your mortgage should too.

Lendworth — Private Lending Built for Real Life™.

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