Probate & Estate Loans in Ontario

Settling an estate in Ontario can feel overwhelming — especially when probate delays freeze access to funds you urgently need. Families often face immediate costs like legal fees, funeral expenses, taxes, or paying off the deceased’s debts… yet the estate money is locked up for months.

This is exactly where Probate & Estate Loans from Lendworth step in.

At Lendworth, we help Ontario families unlock the value of an inheritance before probate is complete, providing fast, compassionate funding when it matters most.

Why Probate Takes So Long in Ontario

Even the simplest estates can get stuck in the system. Here’s why:

• Backlogged Ontario courts

• Complex wills or missing documents

• Disputes between beneficiaries

• Outstanding debts or CRA requirements

• Real estate that needs appraisals or sale approvals

Most families wait 6–18 months for probate to finalize — sometimes longer.

But the bills don’t wait.

And that’s where Estate Loans make a huge difference.

What Is a Probate or Estate Loan? (Simple Explanation)

A Probate Loan allows beneficiaries to access money before probate is granted.

A Estate Loan allows executors to access funds needed to manage and settle the estate.

Lendworth provides fast, flexible financing secured against:

✔ The property in the estate

✔ Future inheritance proceeds

✔ Equity in real estate owned by the deceased

This ensures the estate is protected — and you get the funds you need right now.

Why Families Choose Lendworth for Probate & Estate Loans

Most lenders won’t touch probate files because they’re slow and complicated.

Lendworth specializes in making these approvals fast, simple, and stress-free:

✔ Same-Day Approvals

We review your file within 2 hours and issue funding commitments the same day.

✔ Funding in 24 Hours

If title is clear and documents are ready, you get the money in as little as one day.

✔ No Credit or Income Requirements

Your approval is based on estate value, not your personal financial situation.

✔ We Work Directly With Your Executor & Lawyer

You don’t have to manage the process — we coordinate everything.

✔ Flexible Terms for Families

Short-term loans, interest-only payments, and options to pay off the loan when probate releases funds.

✔ We Fund Up to 80% LTV

Even estates with outstanding taxes, liens, or legal issues can qualify.

Common Reasons Families Use Probate Loans in Ontario

Here are the most common situations where Lendworth steps in to help:

1. Covering Funeral and Immediate Expenses

Funerals can cost $10,000–$20,000+ — and families often have no access to funds.

2. Paying Legal Fees During Probate

Estate litigation and lawyer retainers can be very expensive.

3. Maintaining the Estate Property

Mortgages

Taxes

Insurance

Utilities

Repairs

Carrying costs can add up long before the home is sold.

4. Paying CRA or Outstanding Debts

We help executors clear debts so probate can move forward.

5. Buying Out Other Beneficiaries

Sometimes one beneficiary wants to keep the property.

A probate loan makes the buyout possible without waiting for probate.

6. Preventing Power of Sale on Estate Property

If the property is behind on payments, Lendworth can stop enforcement immediately.

How Much Can You Borrow?

Every estate is different — but most borrowers receive:

💰 $20,000 to $500,000+ depending on estate value

💰 Up to 80% LTV on estate property

💰 Interest-only payments until probate is complete

It’s designed to be simple, flexible, and stress-free.

Who Can Apply for a Probate or Estate Loan?

You can apply if you are:

✔ An executor of the estate

✔ A beneficiary listed in the will

✔ A family member managing estate affairs

✔ A lawyer handling probate

If there is real estate in the estate — you likely qualify.

How the Process Works (Fast & Easy)

Step 1 — Apply Online

Submit a quick form: https://www.lendworth.ca/apply

Step 2 — Get Approved in 24 Hours

We review the property, will, and probate documents.

Step 3 — We Work With Your Lawyer

We handle title search, instructions, and payout coordination.

Step 4 — You Receive Funds The Same Week

Money is sent directly to your lawyer’s trust account.

Step 5 — Loan Is Repaid When Probate Releases Funds

No pressure. No complicated terms.

Why Lendworth Is Ontario’s Trusted Probate Lender

Lendworth is one of Ontario’s fastest-growing private lenders, helping families when traditional banks can’t step in.

We don’t judge credit.

We don’t complicate approvals.

We don’t make you wait.

We simply fund solutions — fast, respectfully, and securely.

📞 Speak to a Lendworth Specialist: 905-597-1225

👉 Apply Online Anytime: APPLY NOW

You Don’t Have to Wait for Probate

Probate can take months — sometimes years.

But your financial responsibilities can’t wait.

If you’re dealing with:

◼ Funeral costs

◼ Legal fees

◼ Estate property bills

◼ Beneficiary buyouts

◼ CRA or creditor pressure

◼ Urgent family needs

Lendworth can get you the money today — not next year.

Your Equity Deserves More™.

And during probate, your peace of mind matters most.

📞 Call Now: 905-597-1225