Admin Interest Rates and the Canadian Housing Market: What it Means for Borrowers and Investors Following an unprecedented real estate boom during the pandemic, the Bank of Canada (BoC) began raising rates to combat inflation. The benchmark rate, which sat at just 0.25% in March 2022, climbed st... Feb 13, 2025
Admin Toronto Real Estate Faces Unprecedented Shifts—What This Means for Buyers, Renters, and Investors With home sales at record lows, properties lingering on the market, and rent prices declining across key Ontario cities, the landscape is shifting rapidly. Declining Rental Rates Across Ontario Newly ... Feb 11, 2025
Admin Trump Imposes 25% Tariffs on Steel and Aluminum: Impact on Canadian Trade and Investments In the Oval Office, former U.S. President Donald Trump announced that 25% tariffs on steel and aluminum imports would be imposed “without exceptions or exemptions.” He framed the decision as “the begi... Feb 10, 2025
Admin The Growing Role of Mortgage Brokers and Alternative Lenders in Ontario Traditionally, mortgage brokers were seen as a resource for borrowers with unique financial circumstances—such as self-employed individuals, those with cash-flow challenges, or credit history concerns... Feb 10, 2025
Admin Trump’s Tariffs Could Cause a Recession in Canada Lendworth MIC (LMIC): Stability in Uncertain Times Historically, protectionist measures can drive up business costs, reduce consumer spending, and slow economic growth. While some industries may face ... Feb 9, 2025
Admin The A, B, C’s of Equity-Based Mortgage Lending & How to Get Approved in Less Than 48 Hours At Lendworth , we focus on the value of your property rather than your credit history or income. This means faster approvals and flexible lending solutions to meet your financial needs. Here’s everyth... Feb 9, 2025
Admin CMHC releases its 2025 housing market outlook CMHC’s 2025 Housing Market Outlook: Key Risks and Projections With rising trade tensions between Canada and the U.S. and a reduction in immigration targets, economic uncertainty remains high. Rather t... Feb 7, 2025
Admin GTA REALTORS Release 2025 Outlook and January Stats “A growing number of homebuyers will take advantage of lower borrowing costs as we move toward the 2025 spring market, resulting in increased transactions and a moderate uptick in average selling pric... Feb 5, 2025
Admin BMO projects a 1.50% Bank of Canada rate by year-end if U.S. tariffs on Canada take effect. That would be a full 100 basis points (1%) below BMO’s current forecast, which projects the Bank of Canada’s rate to reach 2.50% by year-end. BMO has updated its forecast in response to the potential ... Feb 5, 2025
Admin How Bond Yields Affect Mortgage Rates in Canada If you’re looking to secure a mortgage, understanding the relationship between bond yields and mortgage rates can help you time your borrowing decisions effectively. What Are Bond Yields? Government b... Feb 3, 2025
Admin U.S. Tariffs on Canada: What They Mean for Real Estate and Mortgage Markets While the direct impact on housing may not be immediately apparent, the ripple effects of increased costs, inflationary pressures, and economic uncertainty could shape the lending landscape in the mon... Feb 1, 2025
Admin What is an Appraisal and Why is it Important for Your Mortgage Investment? What is an Appraisal? An appraisal is an unbiased professional opinion of a property’s market value. Conducted by a licensed appraiser, this process evaluates various factors, including the property’s... Jan 28, 2025
