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Canada's Housing Crisis Persists — But Lendworth Offers Solutions Today

As Canada’s housing plans face long-term timelines, Lendworth provides flexible, equity-based financing to help homeowners and buyers navigate today’s real estate market.

Canada’s newly appointed Housing and Infrastructure Minister has confirmed that the federal government has no plans to reduce home prices — instead, the focus remains on increasing supply. While this long-term approach may eventually stabilize the market, many Canadians are still struggling to afford homes, refinance, or access equity today.

At Lendworth, we recognize the urgency. We provide fast, flexible mortgage solutions that help homeowners and buyers navigate a tight market without waiting for government programs to catch up.

New Housing Minister Prioritizes Construction, Not Price Reductions

Speaking ahead of the first cabinet meeting under Prime Minister Mark Carney’s leadership, the new minister emphasized that housing prices don’t need to decline — instead, more homes must be built to meet demand.

“We need to deliver more supply and make sure the market is stable. It’s a huge part of our economy,” he said.

The government’s ambitious goal is to build up to 500,000 new homes per year, though officials acknowledge this will take several years to implement. The pace of construction is slow, and the need for affordable housing has never been higher — particularly in urban markets like Toronto and Vancouver.

The Gap Between Government Planning and Real-World Needs

Although the federal government is investing in infrastructure and promoting construction innovation (such as modular housing and off-site manufacturing), these strategies will take years to scale. Meanwhile, Canadians are feeling the pressure of high interest rates, limited housing inventory, and tightened lending rules.

Many households can’t wait years for relief. Whether it’s a homeowner trying to refinance, a buyer needing short-term capital, or an investor seeking flexibility outside traditional lenders — the current system still leaves many people behind.

Lendworth Delivers Solutions — Today

At Lendworth, we provide private mortgage lending solutions built for today’s market realities. Whether or not you qualify with a bank, we look at your property’s equity and move fast — not in years, but in days.

We offer:

  • First and second mortgages
  • Home equity loans and HELOC-style options
  • Bridge financing
  • Construction and renovation mortgages

All backed by Ontario real estate, with quick turnaround and straightforward terms. No red tape. No waiting on political timelines.

A Reliable Partner Amid Ongoing Policy Debate

While political leaders debate housing policy, Canadians need real solutions. Lendworth stands ready to help bridge the gap. Our licensed mortgage brokerage and administration services (regulated by FSRA) give clients peace of mind and rapid access to the equity they’ve built.

📍 Serving Toronto, Vaughan, and across Ontario

📞 905-597-1225

📧 info@lendworth.ca

🌐 www.lendworth.ca

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