In 2025, getting approved for a mortgage or refinance through a traditional bank feels harder than ever. Self-employed? Declined. Bruised credit? Denied. Need funding fast? Not a chance.
But smart homeowners across Toronto and the Greater Toronto Area are finding a better solution: private mortgages with Lendworth.
And here’s the truth—they’re the secret weapon banks don’t want you to know about.
🔑 What Is a Private Mortgage?
A private mortgage is a flexible, short-term lending solution that lets you borrow based on your home’s equity, not your income or credit score.
At Lendworth, we specialize in equity-based lending, offering fast approvals and funding for first mortgages, second mortgages, refinance, and bridge loans—all backed by real residential property in the GTA.
💡 Why Private Mortgages Are Booming in 2025
Traditional lending guidelines have become more rigid—especially for:
- Self-employed professionals
- Retirees with home equity but limited income
- Borrowers recovering from credit issues
- Homeowners facing CRA bills, legal costs, or high-interest debt
Lendworth fills that gap, with funding solutions designed for real-life scenarios.
🚀 How Our Borrowers Are Using Private Mortgages:
- ✅ Paying off high-interest credit cards
- ✅ Clearing large CRA or tax bills
- ✅ Completing home renovations and repairs
- ✅ Covering deposits for new property purchases
- ✅ Investing in business or real estate opportunities
- ✅ Consolidating debt into one manageable payment
All with no bank hassle, and funds typically within 48 hours.
🧮 Loan-to-Value (LTV) You Can Count On
We lend based on Loan-to-Value (LTV)—not on your credit file.
Our standard guidelines:
- Up to 80% LTV on residential properties
- Appraised market value verified by professionals
- Focused exclusively on drive-by homes in the GTA
This ensures liquidity, security, and a clear exit strategy—for us, and for you.
🔒 Why Investors and Borrowers Trust Lendworth
✔️ Equity-first lending model
✔️ No income verification needed
✔️ Quick approvals & fast closings
✔️ Residential-only lending in Ontario’s top markets
✔️ Transparent terms and professional service
Whether you're consolidating debt, renovating your home, or preparing to buy your next one, Lendworth makes it possible—without waiting on a bank's approval.
📞 Ready to Unlock the Power of Your Equity?
At Lendworth, we believe that your home is more than where you live—it’s also your greatest financial tool.
If you’re ready to refinance, consolidate, or invest in your future, we’re ready to help—with funding based on what you own, not what you earn.
👉 Call us today or apply online to get started.
Private mortgages with real value. Real homes. Real fast.