According to Royal LePage’s latest House Price Survey and Market Forecast (Oct. 2025), the aggregate price of a home in the GTA has dropped 3.5% year-over-year to about $1.11 million, while condo prices have slid a steep 7.4% to an average of $668,700.
Across Canada, prices are holding flat — up just 0.1% nationally to $816,500 — but major markets like Toronto and Vancouver are driving the softness, while regions such as Quebec, the Prairies, and Atlantic Canada continue to climb.
🏙 The GTA Market Has Shifted — and Buyers Finally Have Power
For the first time in years, Toronto’s market is firmly in favour of buyers.
Listings are surging, homes are staying on the market for nearly two months, and sellers who still expect pandemic-era prices are being left behind.
“Buyers now have real choice and negotiating power,” said Royal LePage CEO Phil Soper, noting that falling rates and rising listings are reshaping affordability across the country.
In plain terms:
➡️ Homes are cheaper.
➡️ Competition is lighter.
➡️ And flexible financing is the key to getting in early.
💰 Where Opportunity Meets Affordability — with Lendworth
This is where Lendworth Canada comes in.
While banks tighten their lending rules and drag their feet on approvals, Lendworth specializes in fast, equity-based mortgages that empower homeowners and investors to move quickly — before the market rebounds in 2026.
At Lendworth, your equity matters more than your credit score.
We help you access the capital in your home, refinance at better terms, or secure bridge financing for your next purchase.
✅ 24-hour mortgage approvals under 75% loan-to-value
✅ Refinancing options for debt consolidation or investment
✅ Equity take-outs to buy undervalued properties or fund renovations
✅ Bridge and renewal loans when traditional lenders say no
Whether you’re a first-time buyer, real estate investor, or homeowner looking to refinance, this market correction could be your moment — if you have the right financing partner.
📈 What’s Next for Canada’s Housing Market?
Royal LePage expects prices in the GTA to fall another 3% in the fourth quarter of 2025, while national prices could rise 1% over the same period.
That means opportunity is shifting away from Toronto’s overheated core toward smaller markets — and savvy investors are already moving in.
With further rate cuts expected in early 2026 and confidence slowly returning, the spring market could roar back to life.
When it does, today’s discounted prices could look like a once-in-a-decade buying window.
🧭 Don’t Wait for the Market to Recover — Build Ahead of It
Markets move in cycles. Smart investors and homeowners act before everyone else does.
If your bank has turned you down — or if you’re waiting for a sign to refinance, consolidate debt, or purchase that investment property — this is it.
👉 Contact Lendworth Canada today at www.lendworth.ca
📞 905-597-1225 | 10-8750 Jane Street, Vaughan, ON
Because when others hesitate, Lendworth helps you move forward.
Lendworth Canada — Your equity deserves more™.