As of September 2025, we’ve updated our Residential Rate Sheet, designed to meet diverse borrower needs while maintaining strong investor returns.
📌 September 2025 Residential Rate Highlights
- 1st Mortgages
- Up to 60% LTV: 7.99%
- Up to 80% LTV: 8.99%
- 2nd Mortgages
- Up to 60% LTV: 9.99%
- Up to 80% LTV: 10.99%
- Home Equity Line of Credit (HELOC): 9.99% (Up to 80% LTV)
- Lender Fee: 2–4%
Why Borrowers Choose Lendworth
✔ Fast Approvals – Flexible underwriting and same-day decisions
✔ Tailored Lending Solutions – First and second mortgages, construction, and renovation financing
✔ High Loan-to-Value Options – Up to 80% LTV for qualified properties
✔ Trusted Mortgage Experts – Backed by Lendworth Asset Management’s leadership
Current Market Indicators
- Prime Rate: 4.95%
- Bank Rate: 2.75%
- Inflation Rate: 1.9%
With interest rates holding steady and economic uncertainty ahead, private lending remains a strong option for borrowers seeking fast funding and alternative financing solutions that traditional banks may not offer.
Important Note
Rates and fees are subject to change without notice. This sheet is for informational purposes only and does not constitute a binding offer or commitment.
📞 Call Us: +1 (905) 597-1225
📧 Email: info@lendworth.ca
🌐 Visit: www.lendworth.ca
Lendworth Mortgage Investment Corporation – Smart, Flexible, Private Lending.