If you’ve been waiting for the right time to make a move in Ontario’s real estate market, this might be your window.
New data from RBC’s housing forecast shows active MLS listings in Ontario hit 66,820 at the end of June 2025, marking the highest inventory levels in 15 years — not seen since June 2010. But unlike the more balanced market back then, sales today are a fraction of what they were: only 16,961 homes sold in June 2025, compared to 64,448 in June 2010.
🏡 A True Buyer’s Market — But Not Everyone Can Buy
According to RBC, Ontario home sales are projected to fall 9.3% year-over-year, hitting their lowest point since 2017. Meanwhile, prices are expected to average $901,200 across 2025 and dip further to $888,500 in 2026.
Even with these declines, affordability is still a major hurdle:
- Average Ontario home price (July 2025): $847,030
- Average GTA home price: $1,051,719
- For comparison, GTA prices were just $806,755 in July 2019
So while buyers now have more options and less urgency, many are still sitting on the sidelines — watching and waiting for the right moment.
💡 What Does This Mean for Homeowners?
If you’re sitting on equity, this is your moment to think smart. Here’s how Lendworth can help:
- ✅ Refinance before prices dip further
- ✅ Unlock your equity with a second mortgage
- ✅ Consolidate debt or fund renovations
- ✅ Take advantage of low loan-to-value lending starting at 8.99%
At Lendworth Canada, we specialize in equity-based mortgage solutions that don’t rely on income or perfect credit. We help you make the most of your property — even if you're not planning to sell.
📊 Market Snapshot – Ontario Real Estate (Mid-2025)
| Metric | Stat |
|---|---|
| Active Listings | 66,820 |
| Sales (June 2025) | 16,961 |
| Avg. Ontario Price | $847,030 |
| Avg. GTA Price | $1,051,719 |
| Forecasted Price (2026) | $888,500 |
| BoC Interest Rate | 2.75% (Held Through 2026) |
🔍 What’s Next? Opportunity.
RBC forecasts that national sales will rebound in 2026, with an estimated 7.9% increase in transactions — driven by stable rates and improved sentiment. However, in Ontario and BC, high supply and affordability issues will slow the rebound, pushing prices lower before they stabilize.
📉 Translation? The next few months are your opportunity to tap into your equity before further price erosion.
🏦 Why Work With Lendworth?
In uncertain markets, traditional banks are slow — but Lendworth is built for speed and flexibility.
We offer:
- 💰 Equity-based approvals (no income or credit check)
- 🔁 Fast refinances & second mortgages
- 🛠️ Home renovation and construction loans
- 📈 MIC investment opportunities with 9%+ targeted returns
Whether you're a homeowner needing capital, or an investor looking for yield in Toronto real estate, Lendworth has a solution.
📞 Let’s Talk Before the Market Shifts Again
📲 Call 905-597-1225
🌐 Visit www.lendworth.ca
📧 Email info@lendworth.ca
Don’t wait for the market to decide for you — take control of your equity today.